How loan officers are saving deals as mortgage rates cross 6.6%
Loan officers are shifting their playbooks to keep deals alive as mortgage rates climb north of 6.6%.
Origination
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Linkhome signs deal for Mortgage One Group to expand AI-driven lending footprint
Linkhome will acquire Mortgage One Group to integrate AI into origination, adding 18-state licenses, eight branches and an $18 million warehouse line of credit.
Rocket beats earnings guidance with strongest quarterly profit in four years
Rocket Companies reported its most profitable quarter in four years as artificial intelligence initiatives, a larger servicing portfolio and recent acquisitions helped the Detroit-based firm grow market share despite a choppy mortgage backdrop.
PennyMac Q1 earnings: Strong mortgage production offsets weaker servicing results
PennyMac earned $82.3M in Q1, adjusted $117.7M. Production pretax income rose, while MSR hedges hit servicing.
UWM challenges Two Harbors board over rejection of $12 per share bid
UWM Holdings Corp. is challenging Two Harbors Investment Corp.’s board after it rejected a $12 per share acquisition proposal in favor of an $11.30 per share deal with CrossCountry Mortgage LLC.
The Gathering: How is AI reshaping mortgage lending and servicing?
Pennymac, Fairway and CreditXpert highlight ways for AI to positively impact the mortgage process for current or prospective borrowers.
UWM adds VantageScore alongside FICO for conventional loans
UWM will show FICO and VantageScore on no-cost credit reports for conventional loans, aligning with FHFA pilot plans.
CrossCountry raises bid for Two Harbors after rival offer from UWM
Two Harbors announced Tuesday that it amended its merger agreement to increase the all-cash price CrossCountry will pay to $11.30 per share.
The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform
Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquencies, reshape pricing grids at the government-sponsored enterprises (GSEs) and ultimately push costs back onto borrowers, even if the costs for scores fall on the front end.
loanDepot, Figure team up on streamlined home loan and equity products
loanDepot is partnering with Figure to power its 5×5 HomeLoan, promising approvals in minutes and funding in days across all 50 states.