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New listings slump. Have home sellers already called it quits?

June 7, 2025 by bp56691
New listings slump. Have home sellers already called it quits?
New listings have finally emerged from a two-year slump, but we may have already hit the seasonal peak. Are home sellers done for the year?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Why foreclosures are still below pre-pandemic levels

May 13, 2025 by bp56691
Why foreclosures are still below pre-pandemic levels
Foreclosure data showed little stress for many years prior to the onset of COVID-19 and it has continued to perform well since then.
Categories FICO, Foreclosure, Housing Market, HWmember, New listings

Lower mortgage rates are spurring housing demand

April 5, 2025 by bp56691
Lower mortgage rates are spurring housing demand
Without the recent tariff developments, the 10-year yield would not have dipped below 4% and mortgage rates would be higher.
Categories Housing Market, Housing Market Tracker, HWmember, Mortgage, Mortgage Rates, New listings, Purchase Applications

Lower mortgage rates driving early spring home sales

March 22, 2025 by bp56691
Lower mortgage rates driving early spring home sales
We’ve seen positive year-over-year growth with most of the weekly data in 2025, despite mortgage rates not being at 6%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Lower mortgage rates spark housing demand heading into spring

March 15, 2025 by bp56691
Lower mortgage rates spark housing demand heading into spring
Lower mortgage rates are breathing new life into the market, pushing purchase application data into positive territory for the year.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Do mortgage rates have room to drop lower?

March 1, 2025 by bp56691
Do mortgage rates have room to drop lower?
Treasury Secretary Bessent said the housing market is about to “unfreeze.” Can mortgage rates go even lower than we’ve seen since Jan. 14?
Categories Housing Inventory, Housing Market, Housing Market Tracker, Inflation, Mortgage Rates, New listings, Purchase Applications

The impact of job cuts on the DC housing market

February 16, 2025 by bp56691
The impact of job cuts on the DC housing market
Is the Washington, D.C. housing market facing a sudden collapse ignited by DOGE’s job-cutting? We look at inventory and price cuts to see.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Washington, D.C.

Better mortgage spreads are capping rates in 2025

February 8, 2025 by bp56691
Better mortgage spreads are capping rates in 2025
Better mortgage spreads are limiting how high mortgage rates can rise in 2025, which is in contrast to what we’ve seen in recent years.
Categories Housing Inventory, Housing Market Tracker, HWmember, Mortgage, Mortgage Rates, New listings, Origination, Purchase Applications

Has spring housing demand already started?

January 5, 2025 by bp56691
Has spring housing demand already started?
I believe that spring demand actually started in November this year. — a trend that’s been evident in rising sales data.
Categories Housing Inventory, Housing Market, Housing Market Tracker, Mortgage Rates, New listings, Purchase Applications

Rising inventory is the most positive housing market story in 2024

December 28, 2024 by bp56691
Rising inventory is the most positive housing market story in 2024
The most positive development in the housing market over 2024 has been the increase in active housing inventory,
Categories Housing Inventory, Housing Market, Housing Market Tracker, Mortgage Rates, New listings, Purchase Applications
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