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Did lower mortgage rates already lower housing inventory?

August 9, 2025 by bp56691
Did lower mortgage rates already lower housing inventory?
Last week we saw an actual decline in inventory week to week, which is rare for this time of year compared to recent years. 
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

How much lower can mortgage rates go after Friday’s jobs report?

August 3, 2025 by bp56691
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell 0.18% last week, breaking below the key threshold of 6.64%. How much lower can they go?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Origination, Purchase Applications

Mortgage spreads are almost back to normal

July 19, 2025 by bp56691
Mortgage spreads are almost back to normal
In a week marked by wild headlines, mortgage rates remained relatively calm, thanks to improvements in mortgage spreads.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Rayse expands platform with new home seller tools

July 18, 2025 by bp56691
Rayse offers agents a way to document and share their behind-the-scenes work with sellers through a centralized platform.
Categories Brokerage, HWmember, MLS, New listings, Real Estate, Real Estate Agents, Real Estate Listings, Real Estate Technology, Technology

Why mortgage purchase apps are on a 22-week growth streak

July 6, 2025 by bp56691
Why mortgage purchase apps are on a 22-week growth streak
Purchase apps for existing homes have had 22 weeks of year-over-year growth, including nine weeks of double-digit year-over-year growth.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

New listings slowdown shows lack of home seller stress in 2025

June 21, 2025 by bp56691
New listings slowdown shows lack of home seller stress in 2025
during the years of the housing bubble crash, new listings were soaring between 250,000 and 400,000 per week for many years.
Categories Bill Pulte, Donald Trump, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, New listings, Purchase Applications

New listings slump. Have home sellers already called it quits?

June 7, 2025 by bp56691
New listings slump. Have home sellers already called it quits?
New listings have finally emerged from a two-year slump, but we may have already hit the seasonal peak. Are home sellers done for the year?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Why foreclosures are still below pre-pandemic levels

May 13, 2025 by bp56691
Why foreclosures are still below pre-pandemic levels
Foreclosure data showed little stress for many years prior to the onset of COVID-19 and it has continued to perform well since then.
Categories FICO, Foreclosure, Housing Market, HWmember, New listings

Lower mortgage rates are spurring housing demand

April 5, 2025 by bp56691
Lower mortgage rates are spurring housing demand
Without the recent tariff developments, the 10-year yield would not have dipped below 4% and mortgage rates would be higher.
Categories Housing Market, Housing Market Tracker, HWmember, Mortgage, Mortgage Rates, New listings, Purchase Applications

Lower mortgage rates driving early spring home sales

March 22, 2025 by bp56691
Lower mortgage rates driving early spring home sales
We’ve seen positive year-over-year growth with most of the weekly data in 2025, despite mortgage rates not being at 6%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications
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