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Updated list of Bill Pulte’s actions that impact FHFA, GSEs

May 30, 2025 by bp56691
Here is a list of Bill Pulte’s actions at the FHFA or the GSEs since he was announced as President Trump’s nominee and took office in March.
Categories Bill Pulte, Fannie Mae, FHFA, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Regulatory, Trump Administration

Tech Pulse: Fannie Mae targets fraud, DirectOffer launches AI assistant

May 30, 2025 by bp56691
Here’s what happened this week in the latest tech tools, integrations and trends impacting mortgage and real estate.
Categories Artificial Intelligence, Fannie Mae, HWmember, Mortgage, Real Estate, Technology

Study suggests banks are avoiding mortgages in California wildfire zones

May 30, 2025 by bp56691
The study is awaiting peer review, but it suggests fintech lenders could be taking market share from traditional lenders in riskier areas.
Categories California, Climate Change, FEMA, HWmember, Los Angeles, Mortgage, Technology, Wildfire

Arrive Home introduces new versions of its Earned Equity Program

May 28, 2025 by bp56691
The program is now available in two separate products designed for two different groups of borrowers: EEP Pathway and EEP DocLight
Categories FHA, FICO, Homeownership, HWmember, Mortgage, Non-QM

Trump: I’m taking Fannie and Freddie ‘public’ with implicit guarantee

May 27, 2025 by bp56691
President Trump said he is working on taking Fannie Mae and Freddie Mac public and the implicit guarantee would remain.
Categories Conservatorship, Donald Trump, Fannie Mae, FHFA, Freddie Mac, GSE Reform, GSEs, HWmember, Mortgage, Politics, Regulatory, Trump Administration

Building an empire starts with your POS 

May 26, 2025 by bp56691
Millennial homebuyers (born between 1981 and 1996) are reshaping the real estate landscape with their strong preference for digital tools and technology-driven experiences. As the largest cohort of homebuyers in the U.S., their tech-first approach influences how properties are marketed, searched and purchased.
Categories Artificial Intelligence, Contributors, HWmember, Mortgage, Opinion, Origination, Technology

Trump’s GSE exit pursuit is complicated (and could be costly)

May 22, 2025 by bp56691
Removing the government-sponsored enterprises (GSEs) from conservatorship after 16-plus years would be a complicated endeavor. And if they’re not removed carefully, costs for borrowers could spike.
Categories Department of the Treasury, Donald Trump, Fannie Mae, Freddie Mac, GSE Reform, HWmember, Keefe, Bruyette & Woods, Mortgage, Regulatory, Trump Administration

Trump says he’s giving “serious consideration” to releasing Fannie Mae, Freddie Mac

May 21, 2025 by bp56691
President Trump said he would be making a decision on releasing Fannie Mae and Freddie Mac from conservatorship “in the near future.”
Categories Bill Pulte, Conservatorship, Donald Trump, FHFA, GSE Reform, GSEs, HWmember, Mortgage, Politics, Regulatory

Competition for HELOC business heats up as home equity grows

May 20, 2025 by bp56691
MBA panelists highlighted the chance for loan officers to originate more HELOCs and other second-lien mortgages as the housing market sags.
Categories HELOCs, Home Equity, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Mortgage Rates, Origination

House passes bill to give VA borrowers a partial mortgage claim option

May 19, 2025 by bp56691
The House passed a bill by voice vote, with begrudging bipartisan support, that offers veterans a partial claim option for VA home loans.
Categories Department of Veterans Affairs, House of Representatives, HWmember, Legislation, Mortgage, Mortgage Servicing, PennyMac, Politics, Servicing, VA Loan, Veterans
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