The Clarity Act is coming: How real estate tokenization unlocks $40 trillion in dead equity
Tokenized equity could fund down payments, change PMI use, and lower HELOC-like borrowing costs if the Clarity Act passes.
Mortgage
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Why a 2008 housing crash can’t happen again
Housing credit changed after 2005 bankruptcy reform and the qualified mortgage rule, limiting leverage and curbing ARM-era risk.
Reverse mortgage vet Bruce Simmons on success in sales: ‘What is my why?’
Bruce Simmons talked about reverse mortgage sales habits, goal setting, time blocking and why 80% of sales need at least five follow-ups.
Linkhome signs deal for Mortgage One Group to expand AI-driven lending footprint
Linkhome will acquire Mortgage One Group to integrate AI into origination, adding 18-state licenses, eight branches and an $18 million warehouse line of credit.
Retirees counting on home equity may face financial shortfalls
Financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets.
Rocket beats earnings guidance with strongest quarterly profit in four years
Rocket Companies reported its most profitable quarter in four years as artificial intelligence initiatives, a larger servicing portfolio and recent acquisitions helped the Detroit-based firm grow market share despite a choppy mortgage backdrop.
Homebuyer aid broadens to middle class amid price pressures
Homebuyer assistance has moved far beyond the scope of poverty relief — growing into an economic strategy to preserve homeownership.
Women take the leadership spotlight at Reverse Mastermind Summit
Three women with prominent roles in the reverse mortgage industry took the stage Tuesday at the Reverse Mastermind Summit in Knoxville, Tennessee, to share personal stories and share sales advice.
Reverse Mastermind Summit kicks off with practical advice, choice words
Reverse mortgage professionals converged in Knoxville, Tennessee, this week for the inaugural Reverse Mastermind Summit — a three-day event designed to bolster the sales skills of industry newcomers by immersing them in knowledge from industry veterans.
PennyMac Q1 earnings: Strong mortgage production offsets weaker servicing results
PennyMac earned $82.3M in Q1, adjusted $117.7M. Production pretax income rose, while MSR hedges hit servicing.