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Mortgage Rates

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New home sales shocked, but are these numbers legit?

September 25, 2025 by bp56691
New home sales shocked, but are these numbers legit?
We got the highest levels of sales since 2022 but let’s take a look at the report and see if those numbers are legit.
Categories Homebuilders, Housing Inventory, Housing Market, HWmember, Mortgage Rates, New Home Sales, U.S. Census Bureau

Where do mortgage rates go from here?

September 21, 2025 by bp56691
Where do mortgage rates go from here?
Our mortgage rates forecast examines where rates could go for the remainder of 2025 based on yields and spreads.
Categories 30-Year Fixed Mortgage, Federal Reserve, Housing Market, HWmember, Mortgage Rates

Have lower mortgage rates already changed the housing market?

September 20, 2025 by bp56691
Have lower mortgage rates already changed the housing market?
This weekend’s tracker focuses on how lower mortgage rates have changed the supply and demand data lines since mid-June.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Help exists for cash-strapped homebuyers — but many don’t know it

September 19, 2025 by bp56691
Three experts — a former agent, an economist and a down payment program founder — talk about the decline in housing affordability and what help is out there.
Categories Affordability, Appraisal Institute, Covid-19, Down Payment Assistance, First-Time Homebuyers, Home Prices, Homebuying, Housing Market, HWmember, Inflation, Mortgage Rates, national association of realtors

Mortgage rates go wild following Fed rate cut and Powell remarks

September 18, 2025 by bp56691
Mortgage rates go wild following Fed rate cut and Powell remarks
Mortgage rates rose 15 basis points today following Fed Chair Jerome Powell’s comments at the Fed press event Wednesday.
Categories Federal Reserve, Housing Market, HWmember, Jobs Report, Mortgage Rates, Purchase Applications

How will lenders recalibrate as Fed signals path to lower rates?

September 17, 2025 by bp56691
Mortgage lenders are recalibrating ahead of the Federal Reserve’s anticipated monetary easing cycle, rolling out rate promotions, streamlining operations and broadening product menus.
Categories Chase, Federal Reserve, HWmember, LendingLife, Monetary Policy, Mortgage, Mortgage Rates, Origination, Refinancing, United Wholesale Mortgage

Have Fed rate cuts already been priced into mortgage rates?

September 13, 2025 by bp56691
Have Fed rate cuts already been priced into mortgage rates?
Last week, mortgage rates hit a new low for 2025, as the labor market proved more critical to the bond market than inflation. The big question is: what will happen after the Fed cuts rates this week? Last year at this time, mortgage rates hit a yearly low of nearly 6% and the Fed cut […]
Categories Housing Market, Mortgage Rates

Investor home purchases hit lowest second-quarter level since 2020

September 11, 2025 by bp56691
Investor home purchases hit lowest second-quarter level since 2020
The decline comes as investors face the same pressures as individual buyers; high borrowing costs, elevated prices and economic uncertainty.
Categories Affordability, Housing Market, HWmember, Institutional investors, Interest Rates, Investor, Investors, Mortgage Rates, Real Estate, Rental Properties, Single-Family Housing, Single-Family Rentals

Homeownership among Black Americans drops to 4-year low

September 9, 2025 by bp56691
Results were down roughly 1.5% from this time last year and marked the steepest annual decline since the third quarter of 2021.
Categories Affordability, Black Homeownership, Home Prices, Homeownership, HWmember, Mortgage Rates, Real Estate, Redfin, Unemployment

Fannie Mae: Consumer housing sentiment slips in August

September 9, 2025 by bp56691
Fannie Mae: Consumer housing sentiment slips in August
More positive outlooks for mortgage rates and homebuying conditions were not enough to offset declines in seller sentiment, home-price expectations, household income growth and job security.
Categories Consumer confidence, Data & Visuals, Fannie Mae, Home Prices, Homebuying, Housing Market, HWmember, Mortgage Rates, Unemployment
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