LendingLife – Page 11 – Cantilever Real Estate

Senate Democrats press FHFA on crypto use in mortgages

July 25, 2025 by bp56691

Five Senate Democrats are raising concerns about the potential risks of using unconverted cryptocurrency assets in mortgage underwriting, urging the Federal Housing Finance Agency (FHFA) to tread carefully.

PennyMac, the top dog in correspondent, says its broker business is booming

July 22, 2025 by bp56691

PennyMac said that over 5,100 brokers are approved to do business with the lender, up 19% year over year.

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691

Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.

After the Bayview deal, what’s the refi strategy for Guild Mortgage?

July 14, 2025 by bp56691

Guild LOs said they have yet to receive any guidance on how the two platforms would collaborate after the deal closes.

‘Dating the rate’ misled borrowers. Now they’re financially strained

July 10, 2025 by bp56691

An out-of-date mantra that once lured in prospective homebuyers is being criticized by mortgage originators who say clients were “misled.”

Bilt raises $250M to expand into mortgages, with backing from UWM

July 10, 2025 by bp56691

Bilt, which operates a loyalty program and credit card that converts rent payments into points, has secured a new funding round led by General Catalyst and GID.

Waltz raises another $25M to power international real estate investment

July 7, 2025 by bp56691

The company said it’s positioned to support up to $1 billion in loan volume, a move aligned with growing foreign demand for U.S. property.

FHA seeks input on buy now, pay later lending

July 7, 2025 by bp56691

The Federal Housing Administration (FHA) has opened a request for information on buy now, pay later (BNPL) lending as it seeks to understand its implications for housing affordability and stability.

Armando Falcon on the FHFA’s move toward crypto mortgages

July 3, 2025 by bp56691

Armando Falcon, chairman and CEO of Falcon Capital Advisors, shares how the GSEs can be prudent in piloting the use of crypto in mortgages.

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691

In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.