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TransUnion: Mortgage, home equity lending grow despite high rates

August 14, 2025 by bp56691
Rate-and-term refinances climbed 44% and cash-out refis increased 15%. Home equity originations had their strongest annual growth since 2022.
Categories Affordability, Debt, Home Equity, HWmember, Mortgage, Mortgage Rates, Refinancing, TransUnion

Shareholder Edge One Capital proposes Fannie-Freddie exit without higher rates

August 14, 2025 by bp56691
The firm is proposing a road map to return the GSEs to private ownership without the consequence of higher mortgage rates.
Categories Conservatorship, Fannie Mae, FHFA, Freddie Mac, GSE Reform, HWmember, LendingLife, Mortgage, Regulatory, Trump Administration

Mortgage rates drop to another new low for 2025

August 13, 2025 by bp56691
Mortgage rates drop to another new low for 2025
Mortgage rates reached a new 2025 low on Wednesday, despite core inflation running at 3.1% year over year, according to the CPI report.
Categories Housing Market, HWmember, Inflation, Jerome Powell, Mortgage Rates

simpliHŌM founder Miku talks commission splits, goal to go public

August 13, 2025 by bp56691
With targeted expansion plans and ambitions for international reach, the company is positioning itself for bold moves in the years ahead.
Categories Brokerage, HWmember, Podcast, Podcasts, Real Estate, Real Estate Agents

New Western president speaks on PadSplit partnership

August 13, 2025 by bp56691
The collaboration will allow investors to access PadSplit’s model for converting single-family homes into shared living spaces.
Categories Affordability, Housing Inventory, Housing Market, HWmember, Multifamily Housing, Real Estate, Real Estate Technology, Rent Prices, Rental Properties, Renters, Technology

OneTrust challenges mortgage coaching neutrality in suit over trade secrets

August 13, 2025 by bp56691
Filed Monday in the U.S. District Court for the Southern District of California, the complaint alleges breach of contract, misappropriation of trade secrets, business disparagement and civil conspiracy. 
Categories HWmember, Lawsuit, Legal, LendingLife, Mortgage, OneTrust Home Loans, Origination

eXp Realty’s Sumanth Kamath on AI and digital twins

August 13, 2025 by bp56691
Kamath described a sweeping AI strategy that includes everything from custom Chat GPT assistants and digital “twins” to document automation.
Categories AI Summit, AI Summit 2025, Artificial Intelligence, Brokerage, ChatGPT, eXp Realty, eXp World Holdings, HousingWire, HWmember, Real Estate, Real Estate Agents, Technology

Howard Hanna enters Carolinas with Allen Tate rebrand

August 12, 2025 by bp56691
Seven years after the firms teamed up, Allen Tate Realtors is rebranding to Howard Hanna Allen Tate Real Estate.
Categories Brokerage, Howard Hanna, Howard Hanna Real Estate Services, HWmember, North Carolina, Real Estate, South Carolina

VA’s John Bell III stepping into new role at Office of Mission Support

August 12, 2025 by bp56691
Patrick Zondervan, who has been at the VA for nearly 25 years, succeeds Bell as the executive director for the Loan Guaranty Service.
Categories Government Lending, HWmember, LendingLife, Mortgage, Team Leaders, U.S. Department of Veterans Affairs, VA Loan, Veterans

Redfin: A year after the NAR settlement, agent commissions are up

August 12, 2025 by bp56691
Data from Redfin shows that buyer’s agent commissions are on the rise one year after the NAR commission lawsuit settlement went into effect.
Categories Agent, Commission Lawsuit, HWmember, NAR Lawsuit Settlement, national association of realtors, Real Estate, Redfin
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Recent Posts

  • Regional markets back demand resilience as rate pressure builds
  • Antitrust lawsuit against NAR faces dismissal
  • Former Fannie Mae CEO Hugh Frater joins Better board
  • TransUnion launches tool to bolster Realtor safety, fight fraud
  • States push back on buyer agreements as new laws challenge NAR rules

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