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Housing Market

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Florida’s housing affordability crisis is reaching a breaking point

March 31, 2025 by bp56691
Florida’s housing affordability crisis is reaching a breaking point
Cotality’s study reveals a state at a crossroads. Early signs mirror California’s housing collapse that triggered a mass exodus of residents.
Categories Affordability, CoreLogic, Data & Visuals, Flood insurance, Florida, Homeowners insurance, Housing Market, Housing Market Data, HWmember

No, homeowner delinquency rates aren’t elevated

March 30, 2025 by bp56691
No, homeowner delinquency rates aren’t elevated
Homeowners’ delinquency rates are not at record levels; however, multifamily property delinquency rates are currently rising significantly.
Categories Delinquencies, Freddie Mac, Housing Market, HWmember, ICE Mortgage Technology

How much lower can mortgage rates go with all this drama?

March 29, 2025 by bp56691
How much lower can mortgage rates go with all this drama?
This economic variables this week — between tariffs and jobs data and Fed speeches — have the potential to drive mortgage rates lower.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Homebuyers made record down payments in 2024

March 27, 2025 by bp56691
For all of 2024, buyers put down an average of $29,900, or 14.4% of the purchase price, marking the highest figures since tracking began.
Categories Affordability, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, Mortgage

New home sales report shows completed units could be a problem

March 25, 2025 by bp56691
New home sales report shows completed units could be a problem
Today’s new home sales report emphasizes a critical issue for the builders: the currently elevated supply of new homes
Categories Homebuilders, Housing Inventory, Housing Market, HWmember, New Home Sales

HUD, DHS seek to stop undocumented immigrants from using federal housing programs

March 24, 2025 by bp56691
HUD and DHS will seek to end what they call “wasteful misappropriation” of taxpayer funds to housing programs that “benefit illegal aliens.”
Categories Housing Market, HUD, HWmember, Politics, Public Housing, Regulatory, Scott Turner

Lower mortgage rates driving early spring home sales

March 22, 2025 by bp56691
Lower mortgage rates driving early spring home sales
We’ve seen positive year-over-year growth with most of the weekly data in 2025, despite mortgage rates not being at 6%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Banning property taxes in Florida gains traction among lawmakers

March 21, 2025 by bp56691
A proposal floated by the governor last month is getting attention, but some are concerned about its potential impact on government services.
Categories Florida, Housing Market, HWmember, Property Tax, Reverse, Wall Street Journal

Build, baby, build: How the US can start fixing its housing supply crisis

March 20, 2025 by bp56691
Build, baby, build: How the US can start fixing its housing supply crisis
The U.S. is short millions of homes. Policymakers, builders, lenders and others shared potential solutions at the Housing Supply Summit.
Categories Fannie Mae, Freddie Mac, GSEs, Homebuilders, Housing Market, HWmember, Legislation, Mortgage, Politics, Real Estate

HUD rescinds appraisal review policies

March 20, 2025 by bp56691
Policies related to real estate appraisal appeals, or reconsiderations of value, have been rescinded by the Federal Housing Administration.
Categories Appraisals, Appraisals and Valuations, Black Homeownership, FHA, Housing Market, HUD, HWmember, Regulatory, Regulatory Compliance
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