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FHFA

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The Florida Association of Mortgage Professionals pushes for condo guideline changes

August 16, 2025 by bp56691
The Florida Association of Mortgage Professionals (FAMP) is addressing housing affordability challenges head-on.
Categories Affordability, Bill Pulte, Fannie Mae, FHFA, Florida, Florida Association of Mortgage Professionals, Freddie Mac, HWmember, Mortgage, Origination, Regulatory

Shareholder Edge One Capital proposes Fannie-Freddie exit without higher rates

August 14, 2025 by bp56691
The firm is proposing a road map to return the GSEs to private ownership without the consequence of higher mortgage rates.
Categories Conservatorship, Fannie Mae, FHFA, Freddie Mac, GSE Reform, HWmember, LendingLife, Mortgage, Regulatory, Trump Administration

Senate bill would add unconverted crypto to mortgage underwriting equation

July 29, 2025 by bp56691
The 21st Century Mortgage Act directs Fannie Mae and Freddie Mac to account for digital assets without requiring conversion to U.S. dollars.
Categories Bill Pulte, Cryptocurrency, FHFA, GSEs, HWmember, Legislation, Mortgage, Origination, Senate, Technology, U.S. Senate

Tech Pulse: Lawmakers press FHFA on crypto for mortgages

July 25, 2025 by bp56691
Senators urging caution as the FHFA weighs unconverted cryptocurrency in mortgage underwriting is among this week’s top tech stories.
Categories Artificial Intelligence, Bill Pulte, Cryptocurrency, FHFA, HWmember, MLS, Mortgage, northwest mls, Opendoor, Real Estate, Real Estate Agents, Technology

Senate Democrats press FHFA on crypto use in mortgages

July 25, 2025 by bp56691
Five Senate Democrats are raising concerns about the potential risks of using unconverted cryptocurrency assets in mortgage underwriting, urging the Federal Housing Finance Agency (FHFA) to tread carefully.
Categories Bill Pulte, Cryptocurrency, FHFA, HWmember, LendingLife, Mortgage, Origination, Senate, Technology, Underwriting

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691
Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.
Categories Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore

FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691
FHFA clarifies key VantageScore 4.0 implementation questions
A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.
Categories Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore

Westcor joins Fannie Mae title waiver pilot

July 11, 2025 by bp56691
The pilot, relaunched by Fannie Mae in March 2024, allows approved mortgage lenders to use an automated title review process.
Categories Affordability, American Land Title Association, Bill Pulte, Fannie Mae, FHFA, HWmember, Mortgage, Title, Title insurance

Armando Falcon on the FHFA’s move toward crypto mortgages

July 3, 2025 by bp56691
Armando Falcon, chairman and CEO of Falcon Capital Advisors, shares how the GSEs can be prudent in piloting the use of crypto in mortgages.
Categories Bill Pulte, Cryptocurrency, Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Technology

FHFA Director Bill Pulte says arrested Freddie Mac would-be bomber still contacting him

June 27, 2025 by bp56691
FHFA Director Bill Pulte said a fired Freddie Mac employee who was arrested in March for threatening to blow up the Freddie Mac building has continued to contact him.
Categories Bill Pulte, FHFA, Freddie Mac, HWmember, Mortgage, Politics, Regulatory
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