Federal banking agencies seek to rescind 2023 CRA rule
The Federal Reserve, OCC and FDIC say they intend to restore the framework of the Community Reinvestment Act to its prior state.
Federal Reserve
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Federal Reserve stands pat, but still sees rate cuts ahead
The decision was almost universally expected by market observers as the Federal Reserve weighs data that could be pushing the U.S. toward a recession.
2025 labor market holds key for mortgage rates
The labor market is getting softer. But, there is a limit to the downside on mortgage rates until the labor market breaks.
Can government job cuts lead to lower mortgage rates for spring?
Could the loss of jobs in the government sector significantly increase the unemployment rate and push mortgage rates lower this spring?
Vought shuts down most of CFPB’s functions, cuts off funding
Russell Vought, the new acting director of the CFPB, is shutting down most of its functions and has cut off its funding.
What can President Trump do to help the housing crisis?
In addition to the usual economic data, Lead Analyst Logan Mohtashami looks at what President Trump could do to affect the housing market.
Jobs week data is keeping mortgage rates above 7%
Today’s jobs report beat expectations, which means mortgage rates will stay elevated.
Jobless claims keep mortgage rates elevated
Today, the jobless claims data again showed why mortgage rates continue to be elevated, confirming that the labor market isn’t breaking.
The biggest mortgage rate stories of 2024
2024 was a disappointing year for those looking forward to a Fed rate cut cycle and what that could do to mortgage rates. Here’s a recap!
Housing market data positive despite Powell’s Grinch act
Fed Chairman Jerome Powell played the Grinch last week, but there are plenty of positive signals in the housing market data headed into 2025.