The housing blind spot: Why the Senate’s housing bill is a start, not a solution
The ROAD to Housing Act passed 89 to 10, but omits employer housing benefits like tax free savings and matching support.
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What a visit to NAR revealed about leadership change
A first-hand NAR HQ visit points to leadership effort and advocacy, but highlights unresolved issues on pay and member trust.
The hidden housing cost Washington can’t ignore: real estate fraud
Fraud risk is a housing affordability factor, with 2024 losses near $175m and average claims above $143,000, per FBI data.
Why the next cycle will belong to real estate agents who have systems, not excuses
Despite slow sales and low inventory, 65% of agents remain confident about their business outlook, survey data shows.
Judge Valderrama’s ‘roadmap’ for successful antitrust litigation in affordable housing crisis
A federal judge’s dismissal of a manufactured housing antitrust case offers a clear roadmap for future litigation—and raises broader questions about consolidation and affordability.
The spreadsheet trap: Why investor reporting still operates like it’s 2005
Manually updating spreadsheets. Dealing with paper jams in the printer. Remember what office life was like in 2005? If you’re feeling nostalgic, you can find many of the same practices still in place in the investor’s reporting offices of loan servicers today.
But why haven’t these offices evolved with changing technology?
But why haven’t these offices evolved with changing technology?
Why AI alone can’t maximize renovation ROI for home sellers
AI supports home renovation planning, but expert guidance is key for budgeting, ROI, and navigating emotional decisions.
The originator’s playbook: Competing and growing in a shifting market
As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity.
To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to stay competitive. What emerged was a shared message of optimism and resilience, as well as a renewed focus on client education and relationships, two cornerstones of long-term success in our business.
Making the 7-day refi reality: Modernizing mortgage appraisals
For many borrowers, the appraisal is the most stressful step in a refinance: part mystery, part high-stakes hurdle. Will the home appraise high enough? Will it delay closing? What actually determines the final value?
The new battlefront in lending: Payment intelligence, buyer retention, and the capital rails that will decide 2026 purchase winners
For the past decade, rate marketing has been the dominant gravitational force in mortgage acquisition. Whoever shouted the lowest 30-year fixed rate the loudest won the most attention. But attention has never been the same as intent, and intent has never been the same as a closed loan.