Are 9% mortgage rates possible?
Without a 10-year move above 6% and the spreads widening, the math does not support 9% — even with a hawkish Fed
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From policy to a path forward
California MBA CEO Paul Gigliotti explains how collaboration can turn disaster recovery policy into clearer resources and real paths forward for homeowners.
Is technology changing the economics?
AI is reshaping mortgage economics, but lowering the cost to originate requires disciplined processes, measurable ROI and accountability across the organization.
UWM’s Mat Ishbia backs VantageScore 4.0, says Underwriting+ results are ‘off the charts’
At last week’s AIME Fuse event, Ishbia also shared his thoughts on UWM’s new Underwriter+ program
Lennar’s “home within a home” targets multigenerational demand
A survey from Sotheby’s International Realty suggests that buyers are willing to pay a premium for multigenerational homes
Mortgage rates have gone wild, so what’s next for housing?
Rates near 7.5% plus volatility delivered a clear hit to weekly demand
Compass asks MLSs to block listing data from recruiting tools
Letter seeks opt-out from non-IDX and VOW vendor feeds, with a 30-day deadline
Where builder discounts are biggest and who is still buying
Audience Town analyzed 201,000 sales across 25 markets and found every market sold below asking
Proposal seeks to standardize MSR accounting for recapture values
Analysts say the change should boost transparency but is unlikely to move MSR carrying values
Gateless Smart Underwrite earns AZP Platinum AI certification
AZP cited 230,000 loans with no reported claims and a framework focused on governance and auditability