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Shareholder Edge One Capital proposes Fannie-Freddie exit without higher rates

August 14, 2025 by bp56691
The firm is proposing a road map to return the GSEs to private ownership without the consequence of higher mortgage rates.
Categories Conservatorship, Fannie Mae, FHFA, Freddie Mac, GSE Reform, HWmember, LendingLife, Mortgage, Regulatory, Trump Administration

Treasury eyes Bowman, Jefferson and Logan for Fed Chair

August 11, 2025 by bp56691
However, additional candidates will be interviewed in the coming weeks, Bloomberg reported.
Categories Donald Trump, Federal Open Market Committee, Federal Reserve, HWmember, Jerome Powell, LendingLife, Mortgage, Regulatory

Trump’s GSE stock offering plan challenged by analysts

August 8, 2025 by bp56691
The valuation and timeline are seen as overly optimistic, with some estimates at half the proposed figure ahead of a planned IPO this year.
Categories Conservatorship, Fannie Mae, Freddie Mac, GSE Reform, GSEs, HWmember, IPO, LendingLife, Mortgage, Regulatory, Trump Administration

Trump taps economic adviser Stephen Miran for Fed board seat

August 7, 2025 by bp56691
Miran, who currently chairs the Council of Economic Advisers, is being appointed to serve the remainder of a term that expires in early 2026.
Categories Donald Trump, Federal Reserve, HWmember, Interest Rates, Mortgage, Mortgage Rates, Politics, Regulatory, Trump Administration

Trigger lead ban bill advances to Trump’s desk

August 3, 2025 by bp56691
The Homebuyers Privacy Protection Act (H.R. 2808) passed through the U.S. Senate with unanimous consent and without amendments late Saturday.
Categories Donald Trump, HWmember, LendingLife, Mortgage, Origination, Regulatory, Senate, Trump Administration, U.S. House of Representatives, U.S. Senate

Arizona homebuilders challenge groundwater restrictions

July 30, 2025 by bp56691
Developers and regulators are locked in a deepening dispute over how to manage the state’s finite water supplies.
Categories Arizona, Climate Change, homebuilder, Homebuilders, HWmember, Real Estate, Regulatory, Regulatory Compliance

California creates office dedicated to housing, homelessness issues

July 21, 2025 by bp56691
Restructuring aims to better integrate and administrate response to the state’s housing and homelessness challenges.
Categories Affordability, California, Home Prices, Homebuilders, Homelessness, Housing Inventory, Housing Market, HUD, Politics, Regulatory, Regulatory Compliance

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691
Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.
Categories Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore

FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691
FHFA clarifies key VantageScore 4.0 implementation questions
A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.
Categories Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore

Trump administration ‘effectively disbands’ the PAVE task force

July 10, 2025 by bp56691
The Trump administration announced Thursday that it has ended the major policy provisions of the Biden-era PAVE task force.
Categories Appraisals, Appraisals and Valuations, Biden Administration, Discrimination, HUD, HWmember, Politics, Real Estate, Regulatory, Trump Administration
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