Trade groups push for lower MSR capital charges, tailored mortgage risk weights

Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights.

What the Housing for the 21st Century Act means for real estate agents, lenders

If enacted, the reforms would mark one of the most aggressive federal efforts in decades to boost housing supply and market activity.