Lower mortgage rates driving early spring home sales
We’ve seen positive year-over-year growth with most of the weekly data in 2025, despite mortgage rates not being at 6%.
Purchase Applications
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Lower mortgage rates spark housing demand heading into spring
Lower mortgage rates are breathing new life into the market, pushing purchase application data into positive territory for the year.
Have lower mortgage rates boosted housing demand yet?
Does a promising increase in purchase applications indicate that the housing market is beginning to wake up just in time for spring?
Do mortgage rates have room to drop lower?
Treasury Secretary Bessent said the housing market is about to “unfreeze.” Can mortgage rates go even lower than we’ve seen since Jan. 14?
Can government job cuts lead to lower mortgage rates for spring?
Could the loss of jobs in the government sector significantly increase the unemployment rate and push mortgage rates lower this spring?
Better mortgage spreads are capping rates in 2025
Better mortgage spreads are limiting how high mortgage rates can rise in 2025, which is in contrast to what we’ve seen in recent years.
Better announces ‘Better Forever’ borrower loyalty program
The program is designed to reward customers by waiving origination fees on future refinance or purchase loans. Customers who previously funded a loan through Better on or after Jan. 1, 2019, are automatically enrolled in the program.
Mortgage rates stay calm before possible tariff enforcement
Last week, the housing data demonstrated stability even as we approached potential tariff enforcements starting on Saturday.
Mortgage rates fell last week. Can they go lower?
Mortgage rates fell last week after a brutal few months of rising rates. The question now is whether rates can keep going lower.
Mortgage applications for new homes are 9% higher than a year ago
MBA builder application survey data for December highlighted 9% year-over-year growth in loan applications for new homes.