Top 5 IMB priorities for GSEs in a post-conservatorship world
Given the Trump administration’s goal of releasing the GSEs from conservatorship, the CHLA outlines five key priorities for IMBs.
Opinion
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The HELPER Act promises to open up housing opportunities and give the real estate business a much-needed lift
A firefighter and his pregnant wife were unable to buy a two-bedroom home in the neighborhood where they grew up; two teachers had dashed dreams of owning their bungalow near the school where they work. These are just two examples of the heartbreaking scenarios you hear about in the real estate business.
Florida’s single-family rental market is resilient, but not without risk
Florida’s single-family rental market is impacted by a persistent shortage of housing inventory.
Building an empire starts with your POS
Millennial homebuyers (born between 1981 and 1996) are reshaping the real estate landscape with their strong preference for digital tools and technology-driven experiences. As the largest cohort of homebuyers in the U.S., their tech-first approach influences how properties are marketed, searched and purchased.
NAR: Americans want a tax plan that supports the American dream
NAR’s poll shows that 67% of voters support doubling the capital gains exemption on the sale of a primary residence and a robust tax plan.
Will cutting mortgage rates fix the housing market?
Mortgage professionals are navigating one of the most challenging origination markets in recent history. Still, cutting mortgage rates would not be the end-all solution to pacify markets that many claim it to be. While lower rates might temporarily ease borrower costs or support home purchases, they would also expose the housing industry to further risk without meaningfully addressing core issues, like supply shortages or long-term affordability.
Your voice matters: Shape the future of real estate in your community
The real estate industry is facing another change. This isn’t the first time, and it won’t be the last. In the face of change, the industry has always innovated on behalf of buyers and sellers. This time, it’s about updates to the Clear Cooperation Policy.
Precision partners: How AI and human expertise are elevating lending excellence
Artificial intelligence has moved from a buzzword to boardroom priority in lending. After years of hype and speculation, we’re finally seeing real transformation in how loans are processed, underwritten, and serviced. What’s most fascinating isn’t just the technology itself but the emerging pattern of success: the institutions making the greatest strides aren’t those attempting to replace human judgment with algorithms, but those finding the sweet spot where AI and expertise converge.
In every conversation I have with lenders implementing AI, the same truth emerges: the technology alone isn’t the breakthrough. It’s the thoughtful integration of advanced algorithms with seasoned lending professionals that’s creating results neither could achieve independently.
Disaster recovery for mortgage servicers: Navigating crisis with compliance & resilience
California’s wildfires highlighted the chaos that natural disasters continue to unleash – not just on homeowners, but also on the mortgage servicers tasked with supporting them and the insurance industry that covers the cost of rebuilding. From wildfires to hurricanes, floods and earthquakes, each crisis tests a servicer’s ability to manage compliance, borrower support and investor expectations. Even if federal enforcement decreases, servicers remain accountable for assisting distressed borrowers and ensuring the continued stabilization of mortgage-backed securities (MBS). A structured, forward-thinking approach is essential for servicers to meet state regulatory demands while maintaining seamless borrower support and investor confidence, even amid unpredictable crises.
The Trump administration thinks HUD’s Disaster Relief is a waste of money. They’re wrong
The U.S. Department of Housing and Urban Development (HUD) has announced its own DOGE Task Force this week, after Elon Musk’s team ravaged the Consumer Financial Protection Bureau (CFPB) last week. While American voters have little transparency into this undemocratic firing squad, we know that they intend to fire half of all HUD’s employees, including those […]