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VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691
Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.
Categories Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore

FHFA clarifies key VantageScore 4.0 implementation questions

July 15, 2025 by bp56691
FHFA clarifies key VantageScore 4.0 implementation questions
A week after the initial announcement, FHFA Director Bill Pulte answered several key questions about the implementation of VantageScore 4.0.
Categories Bill Pulte, credit report, FHFA, FICO, HWmember, Mortgage, Regulatory, VantageScore

The bank of mom and dad can strain retirement

July 14, 2025 by bp56691
The failure-to-launch trend among Gen Z has strained their parents’ finances, with real consequences for their retirement plans.
Categories baby boomer, gen x, Gen Z, HWmember, Millennials, Mortgage, Retirement, Reverse

After the Bayview deal, what’s the refi strategy for Guild Mortgage?

July 14, 2025 by bp56691
Guild LOs said they have yet to receive any guidance on how the two platforms would collaborate after the deal closes.
Categories Guild Mortgage, HWmember, Lenders, LendingLife, Loan Officer, Mortgage, Mortgage Servicing, MSRs, Origination, Servicing

Tech Pulse: Realtor.com adds property tax appeal; PropStream expands lead generation

July 11, 2025 by bp56691
HousingWire’s weekly Tech Pulse series rounds up the latest technology tools, integrations and trends impacting mortgage and real estate.
Categories Artificial Intelligence, HWmember, Lead Generation, MLS, Mortgage, Real Estate, Technology

11 mortgage lead generation ideas to build your client base

July 11, 2025 by bp56691
11 mortgage lead generation ideas to build your client base
Take a look at our top mortgage lead generation ideas to grow your client base and keep the deals flowing.
Categories Mortgage, Real Estate, Real Estate Lead Generation, Vetted by HousingWire

Westcor joins Fannie Mae title waiver pilot

July 11, 2025 by bp56691
The pilot, relaunched by Fannie Mae in March 2024, allows approved mortgage lenders to use an automated title review process.
Categories Affordability, American Land Title Association, Bill Pulte, Fannie Mae, FHFA, HWmember, Mortgage, Title, Title insurance

‘Dating the rate’ misled borrowers. Now they’re financially strained

July 10, 2025 by bp56691
An out-of-date mantra that once lured in prospective homebuyers is being criticized by mortgage originators who say clients were “misled.”
Categories Affordability, Churchill Mortgage, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

Bilt raises $250M to expand into mortgages, with backing from UWM

July 10, 2025 by bp56691
Bilt, which operates a loyalty program and credit card that converts rent payments into points, has secured a new funding round led by General Catalyst and GID.
Categories HWmember, Investment, LendingLife, Mat Ishbia, Mortgage, Origination, Renters, United Wholesale Mortgage

Lawsuit claims Xactus, Equifax, others violated Fair Credit Reporting Act

July 8, 2025 by bp56691
A suit naming Xactus, Equifax, Citibank and Wells Fargo as defendants was filed in San Bernardino County Superior Court in late May.
Categories California, Citigroup, Credit, Equifax, HWmember, Lawsuit, Legal, Mortgage, Wells Fargo, Xactus
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