Don Goettling goes all in with Momentum Builder
Don Goettling, a 39-year mortgage veteran, shifts his focus at Momentum Builder as he aims to provide vital resources and community support.
Mortgage
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Advocacy groups see erosion of fair lending oversight, move to fill the gap
In its latest move, the Department of Justice (DOJ) this week announced the rescission of disparate-impact liability from its Title VI regulations, while other parts of the federal government have reduced enforcement of fair lending issues.
November mortgage lock data driven by strong refinance activity
November’s mortgage rate-lock activity slowed but posted the strongest results in four years, driven by a surge in refinances.
2026 mortgage compliance trends show staffing strains, regulatory risks
A survey from Ncontracts reveals how financial institutions are managing compliance challenges and expectations in 2026.
Fed delivers third straight rate cut, but housing market will see limited relief
The Federal Reserve delivered another 25-basis-point cut to its benchmark interest rate on Wednesday, setting the target range at 3.5% to 3.75%.
Stress appears for consumer credit conditions
AFSA’s Q3 report reveals a dip in consumer credit conditions, but lenders remain optimistic about future economic conditions.
Mortgage delinquencies steady in September, but there’s ‘signs of stress beneath the surface’
U.S. mortgage delinquencies held at 3% in September 2025, but rising foreclosure rates highlight growing borrower challenges.
Optimal Blue announces new CFO and CRO
Optimal Blue promotes Lanny Rogers III to chief financial officer and Jeremy Moreno to chief revenue officer, signaling strategic growth.
Fannie Mae, Freddie Mac limit public housing data releases
Fannie Mae and Freddie Mac have stopped publishing key housing surveys and forecasts, raising transparency concerns for the mortgage market.
The originator’s playbook: Competing and growing in a shifting market
As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity.
To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to stay competitive. What emerged was a shared message of optimism and resilience, as well as a renewed focus on client education and relationships, two cornerstones of long-term success in our business.