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No, homeowner delinquency rates aren’t elevated

March 30, 2025 by bp56691
No, homeowner delinquency rates aren’t elevated
Homeowners’ delinquency rates are not at record levels; however, multifamily property delinquency rates are currently rising significantly.
Categories Delinquencies, Freddie Mac, Housing Market, HWmember, ICE Mortgage Technology

How much lower can mortgage rates go with all this drama?

March 29, 2025 by bp56691
How much lower can mortgage rates go with all this drama?
This economic variables this week — between tariffs and jobs data and Fed speeches — have the potential to drive mortgage rates lower.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Dave Lykken explores the boom-bust mortgage cycle

March 29, 2025 by bp56691
In the newest episode of the Power House podcast, mortgage industry veteran Dave Lykken joins host Diego Sanchez live from HousingWire’s Housing Economic Summit.
Categories 2025 Housing Economic Summit, HWmember, Mortgage, Mortgage Rates, Podcast, Podcasts, Trump Administration

Federal judge orders CFPB to reinstate terminated employees

March 28, 2025 by bp56691
Judge Amy Berman Jackson of the U.S. District Court for the District of Columbia issued her ruling in conjunction with a lawsuit brought by the National Treasury Employees Union.
Categories CFPB, DOGE, HWmember, Lawsuit, Legal, Mortgage, Regulatory, Trump Administration

Cotality CEO Pat Dodd on the vision behind CoreLogic’s rebrand

March 28, 2025 by bp56691
In an exclusive interview, Cotality CEO Pat Dodd talked about the vision behind the rebrand and the future he’s building at the company.
Categories CoreLogic, Flood insurance, HWmember, Property Tax, Real Estate, Technology

Federal banking agencies seek to rescind 2023 CRA rule

March 28, 2025 by bp56691
The Federal Reserve, OCC and FDIC say they intend to restore the framework of the Community Reinvestment Act to its prior state.
Categories Community Reinvestment Act, Federal Deposit Insurance Corporation, Federal Reserve, HWmember, Mortgage, Office of the Comptroller of the Currency, Redlining, Regulatory

California Best Title to pay $150K in incentives settlement

March 28, 2025 by bp56691
State investigators found that marketing representatives Jonathan Golden and Joshua Meador provided incentives to real estate agents to steer business to the company — a practice known as illegal inducement.
Categories California, HWmember, Real Estate Agents, Regulatory Compliance, Title, Title insurance

Homebuyers made record down payments in 2024

March 27, 2025 by bp56691
For all of 2024, buyers put down an average of $29,900, or 14.4% of the purchase price, marking the highest figures since tracking began.
Categories Affordability, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, Mortgage

Statara Solutions adds digital audio ads to media platform for real estate pros

March 27, 2025 by bp56691
Statara Solutions adds digital audio ads to media platform for real estate pros
The company said its goal is to provide agents and affiliates of the National Association of Realtors (NAR) with new ad-buying tools for influencing policies that shape the real estate industry at the federal, state and local levels.
Categories HWmember, Marketing, national association of realtors, Podcast, Real Estate, Real Estate Agents, Technology

CFPB staffer alleges misconduct in Townstone redlining suit

March 26, 2025 by bp56691
New CFPB leadership allegedly uncovered what attorneys call targeting of Townstone Financial based on its speech.
Categories CFPB, Discrimination, HWmember, Kathy Kraninger, Lawsuit, Legal, Mortgage, Redlining, Regulatory
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