MBA lays out proposed changes for federal reverse mortgage programs
MBA proposes seven reforms for the HECM and HMBS programs, including new securitization options and changes to mortgage insurance premiums.
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The originator’s playbook: Competing and growing in a shifting market
As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity.
To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to stay competitive. What emerged was a shared message of optimism and resilience, as well as a renewed focus on client education and relationships, two cornerstones of long-term success in our business.
Making the 7-day refi reality: Modernizing mortgage appraisals
For many borrowers, the appraisal is the most stressful step in a refinance: part mystery, part high-stakes hurdle. Will the home appraise high enough? Will it delay closing? What actually determines the final value?
The new battlefront in lending: Payment intelligence, buyer retention, and the capital rails that will decide 2026 purchase winners
For the past decade, rate marketing has been the dominant gravitational force in mortgage acquisition. Whoever shouted the lowest 30-year fixed rate the loudest won the most attention. But attention has never been the same as intent, and intent has never been the same as a closed loan.
What real estate can learn from LEGO’s reinvention
Just in time for the holidays, Troy Palmquist looks at how this legacy manufacturer bounced back from a market downturn and how agents can, too
A few weeks ago, on a podcast, I was asked which brands I admire most. Without hesitation, I said LEGO. The toy company has an incredible comeback story, from the brink of bankruptcy to one of the world’s most beloved and profitable brands.
A few weeks ago, on a podcast, I was asked which brands I admire most. Without hesitation, I said LEGO. The toy company has an incredible comeback story, from the brink of bankruptcy to one of the world’s most beloved and profitable brands.
Lubbock inventory climbs to 8.1 months, marking Texas’s deepest buyer market
Lubbock housing market leads Texas in buyer market conditions as inventory climbs to 8.1 months and demand slows.
Toledo housing inventory jumps 46% as Midwest markets recalibrate
Toledo’s housing market saw 46% more listings, 38.3% price reductions, and an 11.8% rise in weekly absorption compared to last year.
Pine Bluff’s low prices are not speeding up home sales
Pine Bluff homes remain unsold for 91 days, with 34.4% of listings cutting prices and inventory at 4.2 months.
Connecticut governor signs bill to tackle affordable housing shortage
Connecticut’s new housing bill aims to address the affordable housing shortage, but faces criticism for limiting local control.
FirstClose names Adam Nicholson director of professional services
FirstClose appointed Adam Nicholson as director of professional services to boost implementation and project delivery.