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First-Time Homebuyers

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Texans Credit Union announces 105% LTV financing option

August 28, 2025 by bp56691
The credit union introduced three new loan options to spur home purchase activity at a time when many homebuyers are sidelined.
Categories Credit Union, First-Time Homebuyers, HWmember, Lenders, LendingLife, Mortgage, Origination, Texas

Experts offer multi-faceted solutions to the housing supply shortage

August 27, 2025 by bp56691
A trio of housing experts discuss proposals to lift zoning regulation to spur supply — and legislation aiming to help first-time homebuyers.
Categories Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning

Michigan cities, lawmakers seek $800M for housing incentives

August 19, 2025 by bp56691
The program would provide up to $100,000 for new housing construction or up to $30,000 for repairs covering as much as 30% of costs.
Categories Affordability, Construction, First-Time Homebuyers, homebuilder, Homebuilder Confidence, Homebuilders, Homebuyers, Housing Inventory, Housing Market, HWmember, Michigan, Real Estate

Inside Real Estate puts forth AI-powered home search platform

August 18, 2025 by bp56691
Users can type requests such as “show me craftsman style homes in the Riverland neighborhood under $600k” or “I want granite countertops.”
Categories Agent, Artificial Intelligence, Brokerage, First-Time Homebuyers, Homebuyers, HWmember, New listings, Real Estate, Real Estate Agents, Real Estate Listings, Technology

Bright MLS: Housing market shifts toward necessity, balance

July 25, 2025 by bp56691
The survey found that nearly 75% of agents had buyers pause their home search — an increase from less than two-thirds in Q2 2024.
Categories Affordability, Bright MLS, First-Time Homebuyers, Home Sales, Homebuyers, Housing Market, Housing Market Data, HWmember, Mortgage Rates

Phillip Cantrell’s book offers blueprint for real estate entrepreneurship

July 17, 2025 by bp56691
Phillip Cantrell — founder and CEO of Benchmark Realty — says the inspiration for writing the book stemmed from a desire to give back.
Categories Affordability, Brokerage, First-Time Homebuyers, Housing Inventory, HWmember, Real Estate, Real Estate Agents, United Real Estate

Survey: Down payment concerns delay homeownership for many

July 3, 2025 by bp56691
Among those who are postponing or not planning to purchase, one-third cite insufficient income as the primary obstacle.
Categories Affordability, Down Payment Assistance, First-Time Homebuyers, Home Prices, Homebuyers, Housing Market, national association of realtors, NeighborWorks America, Real Estate

NAR: Homebuyers still have down payment misconceptions

June 30, 2025 by bp56691
NAR: Homebuyers still have down payment misconceptions
One of the most persistent misconceptions among aspiring homeowners is that a 20% down payment is required to buy a home.
Categories Affordability, Down Payment Assistance, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, national association of realtors, VA Loan

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691
In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.
Categories Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

Aspiring buyers turn to Realtors first in their home searches: survey

June 25, 2025 by bp56691
A NeighborWorks America survey found that prospective homebuyers turn to Realtors first for information about the homebuying process.
Categories First-Time Homebuyers, Homebuyers, Homebuying, HWmember, NeighborWorks America, Real Estate, Real Estate Agents, Realtor
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