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First-Time Homebuyers

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The next generation of homebuyers is ‘overloaded’ and confused

September 9, 2025 by bp56691
Less than half of survey respondents could correctly answer basic questions about interest rates, credit scores and retirement savings.
Categories First-Time Homebuyers, Gen Z, Homebuyers, Homeownership, Housing Market, HWmember, Millennials

Texans Credit Union announces 105% LTV financing option

August 28, 2025 by bp56691
The credit union introduced three new loan options to spur home purchase activity at a time when many homebuyers are sidelined.
Categories Credit Union, First-Time Homebuyers, HWmember, Lenders, LendingLife, Mortgage, Origination, Texas

Experts offer multi-faceted solutions to the housing supply shortage

August 27, 2025 by bp56691
A trio of housing experts discuss proposals to lift zoning regulation to spur supply — and legislation aiming to help first-time homebuyers.
Categories Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning

Michigan cities, lawmakers seek $800M for housing incentives

August 19, 2025 by bp56691
The program would provide up to $100,000 for new housing construction or up to $30,000 for repairs covering as much as 30% of costs.
Categories Affordability, Construction, First-Time Homebuyers, homebuilder, Homebuilder Confidence, Homebuilders, Homebuyers, Housing Inventory, Housing Market, HWmember, Michigan, Real Estate

Inside Real Estate puts forth AI-powered home search platform

August 18, 2025 by bp56691
Users can type requests such as “show me craftsman style homes in the Riverland neighborhood under $600k” or “I want granite countertops.”
Categories Agent, Artificial Intelligence, Brokerage, First-Time Homebuyers, Homebuyers, HWmember, New listings, Real Estate, Real Estate Agents, Real Estate Listings, Technology

Bright MLS: Housing market shifts toward necessity, balance

July 25, 2025 by bp56691
The survey found that nearly 75% of agents had buyers pause their home search — an increase from less than two-thirds in Q2 2024.
Categories Affordability, Bright MLS, First-Time Homebuyers, Home Sales, Homebuyers, Housing Market, Housing Market Data, HWmember, Mortgage Rates

Phillip Cantrell’s book offers blueprint for real estate entrepreneurship

July 17, 2025 by bp56691
Phillip Cantrell — founder and CEO of Benchmark Realty — says the inspiration for writing the book stemmed from a desire to give back.
Categories Affordability, Brokerage, First-Time Homebuyers, Housing Inventory, HWmember, Real Estate, Real Estate Agents, United Real Estate

Survey: Down payment concerns delay homeownership for many

July 3, 2025 by bp56691
Among those who are postponing or not planning to purchase, one-third cite insufficient income as the primary obstacle.
Categories Affordability, Down Payment Assistance, First-Time Homebuyers, Home Prices, Homebuyers, Housing Market, national association of realtors, NeighborWorks America, Real Estate

NAR: Homebuyers still have down payment misconceptions

June 30, 2025 by bp56691
NAR: Homebuyers still have down payment misconceptions
One of the most persistent misconceptions among aspiring homeowners is that a 20% down payment is required to buy a home.
Categories Affordability, Down Payment Assistance, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, national association of realtors, VA Loan

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691
In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.
Categories Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing
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