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FHFA

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Real estate leaders praise federal housing action, stress first-time buyer help

October 30, 2025 by bp56691
NextHome co-CEO Keith Robinson and others are happy to see Washington address housing, but say more first-time homebuyers help is needed.
Categories Affordability, Brokerage, Fannie Mae, FHFA, First-Time Homebuyers, Freddie Mac, Gen Z, HUD, HWmember, Millennials, NextHome, Politics, Real Estate, The White House

CrossCountry Mortgage raises conforming loan limit to $819,000

September 24, 2025 by bp56691
CrossCountry Mortgage raises its conforming loan limit to $819,000, ahead of FHFA’s 2026 limits, to empower prospective homebuyers.
Categories CrossCountry Mortgage, FHFA, Homeownership, HWmember, LendingLife, Mortgage, Origination

Analysts split on what happens next with Rocket–Mr. Cooper servicing book

August 28, 2025 by bp56691
The regulator imposed a 20% cap on Fannie and Freddie servicing exposure, raising questions about how much room Rocket has to expand.
Categories FHFA, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper Group, Rocket Companies, Servicing

FHFA clears Rocket’s $9.4B acquisition of Mr. Cooper, with safeguards

August 26, 2025 by bp56691
Despite clearing approval, FHFA underscores need to limit counterparty risk and preserve mortgage market stability.
Categories Fannie Mae, FHFA, Freddie Mac, HWmember, LendingLife, Mergers and Acquisitions, Mortgage, Mr. Cooper, Mr. Cooper Group, Regulatory, Rocket Companies, Rocket Mortgage

The Florida Association of Mortgage Professionals pushes for condo guideline changes

August 16, 2025 by bp56691
The Florida Association of Mortgage Professionals (FAMP) is addressing housing affordability challenges head-on.
Categories Affordability, Bill Pulte, Fannie Mae, FHFA, Florida, Florida Association of Mortgage Professionals, Freddie Mac, HWmember, Mortgage, Origination, Regulatory

Shareholder Edge One Capital proposes Fannie-Freddie exit without higher rates

August 14, 2025 by bp56691
The firm is proposing a road map to return the GSEs to private ownership without the consequence of higher mortgage rates.
Categories Conservatorship, Fannie Mae, FHFA, Freddie Mac, GSE Reform, HWmember, LendingLife, Mortgage, Regulatory, Trump Administration

Senate bill would add unconverted crypto to mortgage underwriting equation

July 29, 2025 by bp56691
The 21st Century Mortgage Act directs Fannie Mae and Freddie Mac to account for digital assets without requiring conversion to U.S. dollars.
Categories Bill Pulte, Cryptocurrency, FHFA, GSEs, HWmember, Legislation, Mortgage, Origination, Senate, Technology, U.S. Senate

Tech Pulse: Lawmakers press FHFA on crypto for mortgages

July 25, 2025 by bp56691
Senators urging caution as the FHFA weighs unconverted cryptocurrency in mortgage underwriting is among this week’s top tech stories.
Categories Artificial Intelligence, Bill Pulte, Cryptocurrency, FHFA, HWmember, MLS, Mortgage, northwest mls, Opendoor, Real Estate, Real Estate Agents, Technology

Senate Democrats press FHFA on crypto use in mortgages

July 25, 2025 by bp56691
Five Senate Democrats are raising concerns about the potential risks of using unconverted cryptocurrency assets in mortgage underwriting, urging the Federal Housing Finance Agency (FHFA) to tread carefully.
Categories Bill Pulte, Cryptocurrency, FHFA, HWmember, LendingLife, Mortgage, Origination, Senate, Technology, Underwriting

VantageScore 4.0 is coming. But much work needs to be done

July 16, 2025 by bp56691
Mortgage technology firms, credit reporting bureaus, resellers and the GSEs are feverishly working to get VantageScore 4.0 off the ground.
Categories Bill Pulte, Fannie Mae, FHFA, FICO, Freddie Mac, HWmember, LendingLife, Mortgage, Origination, Regulatory, VantageScore
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