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Federal Reserve

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Powell sends mortgage rates higher as he questions December cut

October 29, 2025 by bp56691
Powell sends mortgage rates higher as he questions December cut
Mortgage rates rose by 14 basis points after the Fed cut rates, as Powell’s hawkish tone pushed back on December rate cut expectations.
Categories Federal Reserve, Housing Market, HWmember, Jerome Powell, Mortgage Rates

Fed prepares to pivot balance sheet, with potential ripple effects for mortgages

October 28, 2025 by bp56691
A growing number of economists believe the Federal Reserve is close to announcing the end of its quantitative tightening (QT) program — a move that could have wide-reaching implications for the mortgage industry.
Categories AnnieMac, Bank of America, Federal Reserve, HWmember, Jerome Powell, LendingLife, MBS, Monetary Policy, Mortgage, Mortgage Rates, Regulatory, UMortgage

Did housing inventory peak in August this year?

October 11, 2025 by bp56691
Did housing inventory peak in August this year?
Housing inventory may have peaked early this year, marking an unusual shift in market trends that affects both buyers and sellers.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, Inflation, Mortgage Rates, Purchase Applications

Kansas City Fed chair backs cautious approach on rates

October 7, 2025 by bp56691
Kansas City Fed Chair Jeff Schmid said he voted in favor of the Fed’s September quarter-point rate cut but sees no need for aggressive easing.
Categories Federal Reserve, Homebuying, HWmember, Interest Rates, Kansas City, Missouri, Mortgage, Mortgage Rates, Politics, Real Estate

Mortgage spreads are the hero of the 2025 housing market

September 27, 2025 by bp56691
Mortgage spreads are the hero of the 2025 housing market
Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Where do mortgage rates go from here?

September 21, 2025 by bp56691
Where do mortgage rates go from here?
Our mortgage rates forecast examines where rates could go for the remainder of 2025 based on yields and spreads.
Categories 30-Year Fixed Mortgage, Federal Reserve, Housing Market, HWmember, Mortgage Rates

Mortgage rates go wild following Fed rate cut and Powell remarks

September 18, 2025 by bp56691
Mortgage rates go wild following Fed rate cut and Powell remarks
Mortgage rates rose 15 basis points today following Fed Chair Jerome Powell’s comments at the Fed press event Wednesday.
Categories Federal Reserve, Housing Market, HWmember, Jobs Report, Mortgage Rates, Purchase Applications

How will lenders recalibrate as Fed signals path to lower rates?

September 17, 2025 by bp56691
Mortgage lenders are recalibrating ahead of the Federal Reserve’s anticipated monetary easing cycle, rolling out rate promotions, streamlining operations and broadening product menus.
Categories Chase, Federal Reserve, HWmember, LendingLife, Monetary Policy, Mortgage, Mortgage Rates, Origination, Refinancing, United Wholesale Mortgage

Lisa Cook loan docs listing ‘vacation home’ seem to undermine mortgage fraud claims

September 13, 2025 by bp56691
The loan estimate for an Atlanta condo Cook bought in 2021 shows that Cook declared the property a “vacation home,” not a primary residence.
Categories Bill Pulte, Federal Reserve, HWmember, Jerome Powell, Mortgage, Mortgage Fraud, Politics, Regulatory

Can mortgage rates get below 6% with this Federal Reserve?

September 7, 2025 by bp56691
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates dropped to 6.29% last week after the jobs report, but economic factors can only do so much without help from the Fed.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications
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