Reverse mortgage line of credit remains underused — but advisers may be receptive
Reverse mortgage lines of credit remain underused in retirement planning as advisers cite risk and perception challenges.
baby boomer
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Retirement accounts become emergency funds as financial stress rises
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
Fewer Medicare Advantage plans could create tough choices for senior homeowners
Rising health care costs, paired with minimal rate growth for Medicare Advantage plans, could accelerate insurer withdrawals from states and counties nationwide, potentially disrupting coverage options for millions of older Americans.
White House proposal would keep Medicare Advantage rates stable in 2027
The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 — far below expectations from Wall Street analysts.
Don’t count on the ‘silver tsunami’ for housing inventory surge
Baby boomers own a historically large share of homes and are less likely to move or downsize as they age, according to a Cotality report.
New deduction may lower seniors’ Social Security tax burden
For some retirees, the change could eliminate federal income taxes entirely, although many were already exempt from Social Security taxes.
Long-term care advocates speak out on regulatory rollbacks
Recent changes reverse years of advocacy efforts and are expected to affect care delivery for millions of older Americans.
Senior home sellers take a hit on profits
Researchers found that sellers in their 70s and beyond consistently earn lower sales proceeds than younger homeowners.
Home care crisis drives innovation for aging in place
Despite increasing demand, the sector struggles with low wages, high turnover and limited benefits, leaving families and patients scrambling.
Cost of retirement comfort soars, leaving most far short
Survey insights point to a widening gap between what retirees believe is required to retire comfortably and what most actually have.