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As retirement slips further away, workers prioritize stability and senior home equity

April 10, 2026 by bp56691
Thirty percent of respondents said they’ve stopped looking for new work over the past five years because of job security concerns.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, NRMLA, Retirement, Reverse, Reverse Mortgage Daily

Policy turmoil, fiscal uncertainty cause retirement hesitation

March 30, 2026 by bp56691
Findings from a recent survey show 21% of unretired respondents postponing retirement and 33% moving to safer portfolios.
Categories baby boomer, Boston College, gen x, HWmember, Retirement, Reverse, Social Security

‘Six-figure limit’ aims to halt Social Security trust fund insolvency

March 26, 2026 by bp56691
‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Older Americans maintain record share of housing wealth

March 17, 2026 by bp56691
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Categories baby boomer, Home Equity, Homeownership, Housing Market, HWmember, Mortgage, Mortgage Rates, Redfin, Reverse

Seniors want to age in place, but family caregivers face strains on multiple fronts

March 9, 2026 by bp56691
A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent age 65 or older.
Categories Aging in Place, baby boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Property tax burdens vary widely as states debate senior relief

February 17, 2026 by bp56691
As states debate relief, the underlying data shows a common trend: residential property owners shouldering a growing share of the tax burden.
Categories Affordability, baby boomer, Florida, gen x, Housing Market, HWmember, Ohio, Property Tax, Retirement, Reverse, Tennessee, Texas

Home equity props up retirees as savings fall short

February 16, 2026 by bp56691
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Categories baby boomer, gen x, Home Equity, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Reverse mortgage line of credit remains underused — but advisers may be receptive

February 5, 2026 by bp56691
Reverse mortgage lines of credit remain underused in retirement planning as advisers cite risk and perception challenges.
Categories baby boomer, Financial Adviser, HWmember, LendingLife, Mutual of Omaha Mortgage, Retirement, Reverse, Reverse Mortgage Daily

Retirement accounts become emergency funds as financial stress rises

February 2, 2026 by bp56691
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
Categories Affordability, baby boomer, HWmember, Retirement, Reverse, Social Security
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