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Affordability

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Experts offer multi-faceted solutions to the housing supply shortage

August 27, 2025 by bp56691
A trio of housing experts discuss proposals to lift zoning regulation to spur supply — and legislation aiming to help first-time homebuyers.
Categories Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning

Rent collections improve slightly, but late payments signal strain

August 25, 2025 by bp56691
Rent collections improve slightly, but late payments signal strain
Compared with August 2024, the on-time payment rate is down 216 basis points. That marks the 25th consecutive month of annual declines.
Categories Affordability, Data & Visuals, Debt, Housing Market, HWmember, Multifamily, Multifamily Housing, Rent Prices, Rental Properties, Renters, Single-Family Rentals

Tech startup offering AI-driven property level risk modeling

August 20, 2025 by bp56691
Instead of relying on zip code-based risk maps and subjective human judgment, FutureProof’s algorithm analyzes property-specific details.
Categories Affordability, Alabama, California, Climate Change, FEMA, Flood insurance, Florida, Homeowners insurance, Hurricane, HWmember, insurance, Mississippi, National Flood Insurance Program, Natural Disaster, Real Estate, Tornado, Wildfire

Michigan cities, lawmakers seek $800M for housing incentives

August 19, 2025 by bp56691
The program would provide up to $100,000 for new housing construction or up to $30,000 for repairs covering as much as 30% of costs.
Categories Affordability, Construction, First-Time Homebuyers, homebuilder, Homebuilder Confidence, Homebuilders, Homebuyers, Housing Inventory, Housing Market, HWmember, Michigan, Real Estate

The Florida Association of Mortgage Professionals pushes for condo guideline changes

August 16, 2025 by bp56691
The Florida Association of Mortgage Professionals (FAMP) is addressing housing affordability challenges head-on.
Categories Affordability, Bill Pulte, Fannie Mae, FHFA, Florida, Florida Association of Mortgage Professionals, Freddie Mac, HWmember, Mortgage, Origination, Regulatory

Redfin: Multifamily housing permits fall from pandemic highs

August 15, 2025 by bp56691
Developers secured an average of 12.8 permits for buildings with at least five units per 10,000 people from July 2024 through June 2025.
Categories Affordability, Construction, Homebuilder Confidence, Homebuilders, Housing Inventory, Housing Market, HWmember, Multifamily, Real Estate, Redfin, U.S. Census Bureau

TransUnion: Mortgage, home equity lending grow despite high rates

August 14, 2025 by bp56691
Rate-and-term refinances climbed 44% and cash-out refis increased 15%. Home equity originations had their strongest annual growth since 2022.
Categories Affordability, Debt, Home Equity, HWmember, Mortgage, Mortgage Rates, Refinancing, TransUnion

New Western president speaks on PadSplit partnership

August 13, 2025 by bp56691
The collaboration will allow investors to access PadSplit’s model for converting single-family homes into shared living spaces.
Categories Affordability, Housing Inventory, Housing Market, HWmember, Multifamily Housing, Real Estate, Real Estate Technology, Rent Prices, Rental Properties, Renters, Technology

Realtor.com: Price premium for new homes sinks to all-time low

August 7, 2025 by bp56691
Realtor.com: Price premium for new homes sinks to all-time low
The premium for new construction homes dropped to 7.8% nationally as builders held prices steady and existing-home prices jumped.
Categories Affordability, Data & Visuals, Existing home sales, Home Prices, Housing Market, Housing Market Data, HWmember, New Home Sales, Realtor.com

California affordable housing programs face new legal challenge

August 4, 2025 by bp56691
A new lawsuit could deal a blow to one of California’s primary local tools for building affordable housing without taxpayer subsidies.
Categories Affordability, Affordable Housing, California, Housing Inventory, HWmember, Lawsuit, Real Estate
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