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Affordability

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Veterans are missing out on billions in VA loan benefits

October 9, 2025 by bp56691
A new Veterans United Home Loans analysis found that more than 58,000 VA loans went unused in 2024 — representing nearly $28 billion in potential mortgage volume.
Categories Affordability, Department of Veterans Affairs, Homebuyers, HWmember, Mortgage, VA Loan, Veterans, Veterans United Home Loans

Illinois offers affordable entry points for first-time buyers

October 8, 2025 by bp56691
Illinois remains more affordable than the U.S. median as price reductions and steady absorption create openings for first-time buyers.
Categories Affordability, Artificial Intelligence, First-Time Homebuyers, Housing Market, HWmember, Illinois, Real Estate

Georgia metros show sharp divide in days on market

October 3, 2025 by bp56691
Georgia’s housing market metros like Hinesville selling fast, while Brunswick lags. Discover the factors driving these differences.
Categories Affordability, Artificial Intelligence, Georgia, Housing Market, Housing Market Data, HWmember, Luxury Real Estate, Real Estate

Inventory-heavy states show wide gaps in sales speed

October 3, 2025 by bp56691
Among states with the most listings, California sells in 63 days while Florida and Texas take longer, HW Data shows.
Categories Affordability, Artificial Intelligence, California, Florida, Georgia, Housing Inventory, Housing Market, Housing Market Data, HWmember, North Carolina, Real Estate, Texas

Alabama’s housing market reveals a growing affordability divide

October 2, 2025 by bp56691
Alabama’s housing market splits as affordable homes sell fast while pricier listings linger. Discover the impact on buyers and sellers.
Categories Affordability, Alabama, Artificial Intelligence, Housing Market, Housing Market Data, HWmember, Pending Home Sales, Real Estate

Banks earned $1 trillion windfall during Fed’s high-rate period

September 29, 2025 by bp56691
Lenders reportedly benefited from higher yields on deposits held at the Fed while paying relatively low rates to many savers.
Categories Affordability, Bank of America, Citigroup, Homebuying, HWmember, Interest Rates, JPMorgan Chase, Lenders, Mortgage, Mortgage Rates, Real Estate, U.S. Bank

Bipartisan RESIDE Act aims to convert vacant spaces into housing

September 26, 2025 by bp56691
Legislation would create a pilot grant program for communities to rehabilitate empty offices, malls, motels and other properties into homes.
Categories Affordability, Affordable Housing, Congress, Housing Inventory, Politics, Real Estate, U.S. House of Representatives, U.S. Senate

Baltimore launches $6.2B housing redevelopment effort

September 24, 2025 by bp56691
Work is supported by $1.2 billion in public funding commitments and is expected to leverage an additional $5 billion from the private sector.
Categories Affordability, Baltimore, Bank of America, City of Baltimore, Homebuilders, Housing Market, HWmember, JPMorgan Chase, Maryland, PNC, Real Estate

Property tax, mortgage relief package introduced by Ohio lawmakers

September 22, 2025 by bp56691
Senate Bill 255 would allow qualifying homeowners to apply for up to $3,000 per year in grants to help cover monthly housing costs.
Categories Affordability, Homeownership, HWmember, Mortgage, Ohio, Property Tax, Real Estate

New York and DC homeowners set for biggest savings from SALT cap hike

September 19, 2025 by bp56691
New York and DC homeowners set for biggest savings from SALT cap hike
The change, part of President Trump’s “One Big Beautiful Bill Act,” raised the deduction limit from $10,000 to $40,000.
Categories Affordability, California, Home Prices, HWmember, New York, Real Estate, Redfin, Tax, Washington, D.C.
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