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How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Atlantic Avenue Mortgage leads HECM broker endorsement activity in January

March 18, 2026 by bp56691
Atlantic Avenue Mortgage posted 935 HECM endorsements over the past 12 months, including 113 in January 2026.
Categories HECM, HWmember, Mortgage Broker, Reverse, Reverse Market Insight, Reverse Mortgage Daily

Older Americans maintain record share of housing wealth

March 17, 2026 by bp56691
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Categories baby boomer, Home Equity, Homeownership, Housing Market, HWmember, Mortgage, Mortgage Rates, Redfin, Reverse

Finance of America expands HomeSafe Second reverse mortgage to three more states

March 17, 2026 by bp56691
Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.
Categories Finance of America, HELOC, Home Equity, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily

New Jersey proposal could reduce senior property tax relief

March 12, 2026 by bp56691
If adopted, the proposal would lower the income cap for property tax relief eligibility to $250,000, down from the current $500,000 limit.
Categories Affordability, Aging in Place, gen x, Mortgage, New Jersey, Property Tax, Reverse, Reverse Mortgage Daily

Retirement savers hold steady in 2025 as automatic enrollment drives positive trends

March 10, 2026 by bp56691
The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.
Categories HWmember, Retirement, Reverse, Vanguard

Seniors want to age in place, but family caregivers face strains on multiple fronts

March 9, 2026 by bp56691
A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent age 65 or older.
Categories Aging in Place, baby boomer, Healthcare, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Study finds 65-year-olds need $135K for long-term care

March 5, 2026 by bp56691
Study finds 65-year-olds need 5K for long-term care
The type of care — home health, assisted living or nursing home — and where a person lives can drastically affect costs.
Categories Aging in Place, Healthcare, HWmember, Long-term care, Retirement, Reverse

Trump 401(k) plan, if expanded, could advance universal retirement

March 4, 2026 by bp56691
A recent op-ed concluded that Trump’s proposal, if expanded, could help move the nation toward a “more inclusive” form of capitalism.
Categories Donald Trump, HWmember, Politics, Retirement, Reverse, Trump Administration

New Jersey reverse mortgage counseling bill would have ‘chilling effect’ on senior home equity use, NRMLA says

February 27, 2026 by bp56691
NRMLA this week sent a letter to a New Jersey lawmaker, stating its opposition to a legislative proposal tied to reverse mortgage counseling requirements in the Garden State.
Categories Counseling, HECM, HWmember, Legislation, New Jersey, NRMLA, Reverse, Reverse Mortgage Daily
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