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Mortgage Rates

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Mortgage rate volatility rises amid trade war, keeping LOs busy 

April 8, 2025 by bp56691
Mortgage rate volatility rises amid trade war, keeping LOs busy 
Despite mortgage rate volatility that makes conditions difficult for lenders, LOs tell HousingWire they’ve seen no fall-off in mortgage applications.
Categories Donald Trump, Mortgage, Mortgage Rates, Mortgage Rates Center, Tariffs, Trump Administration, UMortgage

Lower mortgage rates are spurring housing demand

April 5, 2025 by bp56691
Lower mortgage rates are spurring housing demand
Without the recent tariff developments, the 10-year yield would not have dipped below 4% and mortgage rates would be higher.
Categories Housing Market, Housing Market Tracker, HWmember, Mortgage, Mortgage Rates, New listings, Purchase Applications

Bond yields fall after tariff news. Are mortgage rates next?

April 2, 2025 by bp56691
Bond yields fall after tariff news. Are mortgage rates next?
Anticipated reciprocal tariffs sent the 10-year yield plummeting from 4.23% to 4.11%, currently trading at 4.13%.
Categories Housing Market, HWmember, Mortgage Rates, Purchase Applications, Tariffs

How much lower can mortgage rates go with all this drama?

March 29, 2025 by bp56691
How much lower can mortgage rates go with all this drama?
This economic variables this week — between tariffs and jobs data and Fed speeches — have the potential to drive mortgage rates lower.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Dave Lykken explores the boom-bust mortgage cycle

March 29, 2025 by bp56691
In the newest episode of the Power House podcast, mortgage industry veteran Dave Lykken joins host Diego Sanchez live from HousingWire’s Housing Economic Summit.
Categories 2025 Housing Economic Summit, HWmember, Mortgage, Mortgage Rates, Podcast, Podcasts, Trump Administration

Lower mortgage rates driving early spring home sales

March 22, 2025 by bp56691
Lower mortgage rates driving early spring home sales
We’ve seen positive year-over-year growth with most of the weekly data in 2025, despite mortgage rates not being at 6%.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Will home prices fall in 2025 with more inventory?

March 17, 2025 by bp56691
Will home prices fall in 2025 with more inventory?
We’ve been assuming that lower rates increase demand faster than supply. But what happens if we get the first economic downturn in a while?
Categories Home Prices, Homebuyers, Housing Inventory, Housing Market, HWmember, Mortgage Rates, Recession

Lower mortgage rates spark housing demand heading into spring

March 15, 2025 by bp56691
Lower mortgage rates spark housing demand heading into spring
Lower mortgage rates are breathing new life into the market, pushing purchase application data into positive territory for the year.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Have lower mortgage rates boosted housing demand yet?

March 8, 2025 by bp56691
Have lower mortgage rates boosted housing demand yet?
Does a promising increase in purchase applications indicate that the housing market is beginning to wake up just in time for spring?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

2025 labor market holds key for mortgage rates

March 7, 2025 by bp56691
2025 labor market holds key for mortgage rates
The labor market is getting softer. But, there is a limit to the downside on mortgage rates until the labor market breaks.
Categories Bureau of Labor Statistics, Department of Labor, Federal Reserve, Housing Market, HWmember, Inflation, Mortgage Rates
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