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Mortgage Rates Center

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Spreads play the superhero as mortgage rates move below 6% again

February 23, 2026 by bp56691
Spreads play the superhero as mortgage rates move below 6% again
After a weekend of crazy headlines and a stock sell-off on Monday morning, bond yields are close to hitting 4% again, but mortgage rates are back under 6% once again, which is the multiyear low in recent history.
Categories Housing Market, Housing Market Data, HWmember, Mortgage Rates, Mortgage Rates Center

BLS jobs report for January delayed by partial government shutdown

February 2, 2026 by bp56691
The BLS January jobs report is postponed due to a government shutdown, delaying the release of key labor data and economic indicators.
Categories Bureau of Labor Statistics, Government Shutdown, Housing Market, Jobs Report, Mortgage Rates, Mortgage Rates Center

Mortgage rates cool in 2025, but 2026 relief likely limited

December 23, 2025 by bp56691
Mortgage rates started the year slightly above 7% but are heading into the holiday season near 6.2%. 2026 forecasts show little change ahead.
Categories Federal Reserve, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center

Mortgage rates dip slightly, staying near 2025 lows ahead of CPI report

October 21, 2025 by bp56691
Mortgage rates dip slightly, staying near 2025 lows ahead of CPI report
The government shutdown, which reached its 21st day on Tuesday, postponed the release of key inflation data.
Categories HWmember, LendingLife, Mortgage Rates, Mortgage Rates Center

The Fed could cut rates in September. Mortgage pros are skeptical of the impact

August 1, 2025 by bp56691
While many expect the Federal Reserve to cut interest rates at its September meeting, mortgage professionals caution that even if it happens, it won’t significantly impact the industry.
Categories Federal Reserve, Homebuyers, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Refinancing

Mortgage rate volatility rises amid trade war, keeping LOs busy 

April 8, 2025 by bp56691
Mortgage rate volatility rises amid trade war, keeping LOs busy 
Despite mortgage rate volatility that makes conditions difficult for lenders, LOs tell HousingWire they’ve seen no fall-off in mortgage applications.
Categories Donald Trump, Mortgage, Mortgage Rates, Mortgage Rates Center, Tariffs, Trump Administration, UMortgage

Homebuyers are adjusting to the new normal of 7% mortgage rates

February 18, 2025 by bp56691
Homebuyers are adjusting to the new normal of  7% mortgage rates
As the 2025 spring homebuying season approaches — and the tone is set for what the rest of the year could look like — the long-term costs of a home loan are inching lower even as fears of inflation, unemployment and tariffs loom large.
Categories Chicago, HWmember, Illinois, Inflation, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Tariffs

Another Fed rate cut is expected Wednesday, but mortgage rates aren’t likely to tumble

December 17, 2024 by bp56691
Another Fed rate cut is expected Wednesday, but mortgage rates aren’t likely to tumble
Mortgage rates haven’t moved in tandem with recent Fed rate cuts. Don’t expect that pattern to change much after policymakers meet Wednesday.
Categories Chase, Federal Reserve, First American, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Veterans United Home Loans

Small drop in mortgage rates a good sign for December

December 3, 2024 by bp56691
Small drop in mortgage rates a good sign for December
If housing industry professionals are looking for an early Christmas gift, they might receive it in the next two weeks if key economic indicators move in the right direction.
Categories Altos Research, Federal Reserve, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, United Wholesale Mortgage, Veterans United Home Loans

The election is over, but mortgage rates have yet to change course

November 19, 2024 by bp56691
The election is over, but mortgage rates have yet to change course
The trend line for mortgage rates has been the same for several weeks, even as some of the uncertainty tied to the election is fading.
Categories Bank of America, Construction, Federal Reserve, First American, Housing Starts, Mortgage, Mortgage Rates, Mortgage Rates Center

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