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Loan Officer

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After the Bayview deal, what’s the refi strategy for Guild Mortgage?

July 14, 2025 by bp56691
Guild LOs said they have yet to receive any guidance on how the two platforms would collaborate after the deal closes.
Categories Guild Mortgage, HWmember, Lenders, LendingLife, Loan Officer, Mortgage, Mortgage Servicing, MSRs, Origination, Servicing

‘Dating the rate’ misled borrowers. Now they’re financially strained

July 10, 2025 by bp56691
An out-of-date mantra that once lured in prospective homebuyers is being criticized by mortgage originators who say clients were “misled.”
Categories Affordability, Churchill Mortgage, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

NAMB issues support for CHLA white paper on LO compensation

June 30, 2025 by bp56691
NAMB’s letter said that the association opposes the current “rigid” interpretation of loan originator compensation regulations.
Categories CFPB, Community Home Lenders of America, HWmember, Loan Officer, Mortgage, NAMB, Regulatory, Regulatory Compliance

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691
In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.
Categories Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

Rate’s Jesse Allen on the progress of a reverse mortgage revamp

May 19, 2025 by bp56691
Rate’s Jesse Allen on the progress of a reverse mortgage revamp
The new president of reverse mortgages at Rate describes the efforts to build the division for future success.
Categories HECM, HWmember, Loan Officer, Marketing, Rate, Reverse

The lean, mean (illegal?) 1099 LO machine

April 4, 2025 by bp56691
The lean, mean (illegal?) 1099 LO machine
A revealing look into the high-stakes (and legally murky) world of 1099 loan officers, recruiter tactics, and what some see as a blatant end-run around LO Comp rules.
Categories HWmember, Legal, Loan Officer, Mortgage, Tax

Supreme Lending looks to expand along the West Coast

March 13, 2025 by bp56691
Mortgage industry veterans Eli Fairfield and Brian Keranen have joined Everett Financial (dba Supreme Lending) as regional directors for the Pacific Southwest, the company announced. Fairfield and Keranen bring decades of experience in mortgage lending, as loan originators and managers in California.
Categories HWmember, Loan Officer, Mortgage

Loan officers are seeing an uptick in FHA, VA demand

March 5, 2025 by bp56691
Loan officers are seeing increase demand for government mortgages, and if rates go lower, there could be a wave of refinances to follow.
Categories FHA loan, Government Lending, HWmember, Loan Officer, Mortgage, Mortgage Applications, Mortgage Rates, Origination, VA Loan

CreditXpert announces launch date for new credit optimization platform

December 18, 2024 by bp56691
The company is sunsetting a pair of tools as it focuses on credit optimization rather than traditional credit repairs.
Categories Credit, Credit Score, CreditXpert, Lenders, Loan Officer, Mortgage, Origination, Technology

Guild Mortgage CEO Terry Schmidt on adopting a ‘customer-for-life’ strategy

December 14, 2024 by bp56691
Guild Mortgage CEO Terry Schmidt joins the Power House podcast to explore her company’s recent growth and “customer-for-life” strategy.
Categories Artificial Intelligence, Guild Mortgage, Loan Officer, Mortgage, Origination, Podcasts, San Diego
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