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Housing Market

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Where — and for whom — Trump’s higher SALT deduction cap has the most impact

July 21, 2025 by bp56691
Where — and for whom — Trump’s higher SALT deduction cap has the most impact
Capping the SALT deduction effectively raises people’s taxes, but it doesn’t impact every taxpayer equally.
Categories Bipartisan Policy Center, Data & Visuals, Donald Trump, Housing Market, HWmember, Legislation, Tax, Tax Cuts and Jobs Act

California creates office dedicated to housing, homelessness issues

July 21, 2025 by bp56691
Restructuring aims to better integrate and administrate response to the state’s housing and homelessness challenges.
Categories Affordability, California, Home Prices, Homebuilders, Homelessness, Housing Inventory, Housing Market, HUD, Politics, Regulatory, Regulatory Compliance

Mortgage spreads are almost back to normal

July 19, 2025 by bp56691
Mortgage spreads are almost back to normal
In a week marked by wild headlines, mortgage rates remained relatively calm, thanks to improvements in mortgage spreads.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Single-family construction is getting worse due to rates

July 18, 2025 by bp56691
Single-family construction is getting worse due to rates
Thanks to Fed policy, data on single-family construction is not improving; in fact, it is getting worse.
Categories Federal Reserve, Homebuilder Confidence, Homebuilders, Housing Market, Housing Starts, HWmember, Mortgage Rates

3 charts that show why renters struggle to become homeowners

July 18, 2025 by bp56691
3 charts that show why renters struggle to become homeowners
Data from NLIHC’s annual Out of Reach report shows in no uncertain terms why making the jump from renting to owning has been so tough.
Categories Affordable Housing, Data & Visuals, Homeownership, Housing Market, HWmember, National Low Income Housing Coaltion, Rent Prices, Renters

Housing inventory growth: Good for buyers, bad for builders

July 15, 2025 by bp56691
Housing inventory growth: Good for buyers, bad for builders
Housing inventory growth has been a blessing for the existing home sales market, while builders are struggling with greater supply.
Categories Existing home sales, Homebuilders, Housing Market, HWmember, New Home Sales

The battle over rates: Trump vs. Fed Chair Jerome Powell

July 13, 2025 by bp56691
Lead Analyst Logan Mohtashami has been tracking the battle over rates between Trump and Fed Chairman Jerome Powell since the election.
Categories Donald Trump, Federal Reserve, Housing Market, Jerome Powell, Mortgage Rates, Politics, Tariffs

Housing inventory actually fell last week. What is going on? 

July 12, 2025 by bp56691
Housing inventory actually fell last week. What is going on? 
The Housing Market Tracker shows housing inventory decreased last week, while purchase application data grew 25% year-over-year.
Categories Home Prices, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

‘Insufficient funds’ delay State Farm wildfire check for nearly $900K

July 11, 2025 by bp56691
The California Department of Insurance has opened an investigation into the case amid broader concerns about the insurer’s claims handling.
Categories California, Chase, Homeowners insurance, Housing Market, HWmember, insurance, Los Angeles, Natural Disaster, Wildfire

Supreme Court ruling allows Trump’s federal workforce cuts to proceed

July 8, 2025 by bp56691
The Supreme Court ruled Tuesday that the administration can proceed with plans to lay off federal workers and cut funding to federal agencies.
Categories DOGE, Donald Trump, Housing Market, HUD, HWmember, Legal, Politics, Supreme Court
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