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VantageScore mortgage usage plunged 42% in 2024

April 28, 2025 by bp56691
VantageScore credit score usage by the mortgage industry dropped in 2024, ahead of widespread changes expected in credit reporting in the coming years.
Categories Credit Score, GSEs, HWmember, LendingLife, Mortgage, Origination, VantageScore

Top execs at Freddie Mac, FHFA fired: report

March 20, 2025 by bp56691
The top executives at Freddie Mac, along with a top HR official at the FHFA, were fired today, according to a report on SEMAFOR.
Categories FHFA, Freddie Mac, GSEs, HWmember, Mortgage, Politics, Regulatory

Build, baby, build: How the US can start fixing its housing supply crisis

March 20, 2025 by bp56691
Build, baby, build: How the US can start fixing its housing supply crisis
The U.S. is short millions of homes. Policymakers, builders, lenders and others shared potential solutions at the Housing Supply Summit.
Categories Fannie Mae, Freddie Mac, GSEs, Homebuilders, Housing Market, HWmember, Legislation, Mortgage, Politics, Real Estate

CBO report shows GSEs have better conditions to repay Treasury by recapitalizing

December 13, 2024 by bp56691
CBO report shows GSEs have better conditions to repay Treasury by recapitalizing
The Congressional Budget Office (CBO) released a study on Friday suggesting that a recapitalization of the government-sponsored enterprises could benefit the U.S. Department of the Treasury in most scenarios.  
Categories Congress, Department of the Treasury, Fannie Mae, Freddie Mac, Government Lending, GSE Reform, GSEs, LendingLife, Mortgage, Regulatory, Trump Administration

Chris Whalen on ending GSE conservatorships: The mortgage industry ‘will unite to oppose‘

December 7, 2024 by bp56691
Investment banker and author Chris Whalen joins the HousingWire Daily podcast to discuss the impact of ending the GSE conservatorships.
Categories Fannie Mae, Federal Housing Finance Agency, Freddie Mac, Government, Government Lending, GSEs, Mortgage, Podcasts
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