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Mortgage

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Mortgage industry backs LLPA changes but is divided over priorities

November 5, 2025 by bp56691
The mortgage industry largely supports changes to the loan-level price adjustment (LLPA) matrix but remains divided on priorities, with a full overhaul unlikely amid a potential stock offering of Fannie Mae and Freddie Mac. 
Categories Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, Mortgage, Origination, Regulatory, Regulatory Compliance

A growing foreclosure crisis? Not according to the latest Fed data

November 5, 2025 by bp56691
A growing foreclosure crisis? Not according to the latest Fed data
The latest New York Fed credit report shows U.S. homeowners in strong financial health, with high equity and robust credit quality.
Categories FICO, Foreclosure, Home Equity, Housing Market, HWmember, Mortgage

FHFA inspector general role vacant after reported ouster of Joe Allen

November 3, 2025 by bp56691
The inspector general position at the Federal Housing Finance Agency (FHFA) is currently vacant after the reported ouster of Joe Allen. 
Categories Bill Pulte, FHFA, HWmember, LendingLife, Mortgage, Regulatory

Tech Pulse: AI advances, big earnings and policy shifts

October 31, 2025 by bp56691
ICE and Real post record Q3s, PartnerOne acquires Mortgage Cadence, and AI reshapes real estate tools, staging and underwriting.
Categories Artificial Intelligence, HWmember, ICE Mortgage Technology, Mortgage, Real Estate, Real Estate Agents, Technology, The Real Brokerage, Xactus, Zillow

Newrez wholesale leader Tony Kottenbrock talks about growing non-QM

October 31, 2025 by bp56691
Newrez plans to sustain its growth by focusing on closed-end second mortgages and leveraging broker expertise to fill market gaps.
Categories closed-end seconds, HWmember, Mortgage, NewRez, Non-QM, Origination

Rocket’s integrations of Redfin, Mr. Cooper lift Q3 results above forecasts

October 30, 2025 by bp56691
Rocket CEO Varun Krishna said that Q3 2025 marked the strongest purchase and refinance quarter for the company in the past three years.
Categories Earnings, HWmember, LendingLife, Mortgage, Mr. Cooper, Origination, Redfin, Rocket Companies, Rocket Mortgage, Varun Krishna

Debate heats up around GSEs’ potentially larger role as MBS buyers

October 30, 2025 by bp56691
Overall, the perception is that having new buyers of MBS would be positive for the industry, although some question whether the GSEs would be the best actors to play this role.
Categories Fannie Mae, Federal Reserve, FHFA, Freddie Mac, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Regulatory

Fed prepares to pivot balance sheet, with potential ripple effects for mortgages

October 28, 2025 by bp56691
A growing number of economists believe the Federal Reserve is close to announcing the end of its quantitative tightening (QT) program — a move that could have wide-reaching implications for the mortgage industry.
Categories AnnieMac, Bank of America, Federal Reserve, HWmember, Jerome Powell, LendingLife, MBS, Monetary Policy, Mortgage, Mortgage Rates, Regulatory, UMortgage

Optimal Blue comes out swinging on price-fixing lawsuit

October 28, 2025 by bp56691
Optimal Blue CEO Joe Tyrrell responds to a class action lawsuit alleging mortgage price-fixing, calling the claims baseless and absurd.
Categories Joe Tyrrell, Lawsuit, Legal, LendingLife, Mortgage, Optimal Blue

Xactus announces partnerships for income, employment verification efforts

October 27, 2025 by bp56691
Xactus integrates Thomas & Co., Argyle and Plaid into Xactus360, enhancing access to income, employment and asset data for lenders.
Categories HWmember, Income verification, Mortgage, Origination, Partnerships, Plaid, Technology, Xactus
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