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Mortgage Rates

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Housing demand now reflects a positive trend

October 19, 2025 by bp56691
Housing demand now reflects a positive trend
The housing market has stabilized as mortgage rates have stayed below 6.64%, impacting housing demand and inventory.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings

Miami has the world’s biggest housing bubble. Local experts reject that label

October 13, 2025 by bp56691
Miami has the world’s biggest housing bubble. Local experts reject that label
Experts say the report ignores key Miami market drivers — from a high percentage of all-cash transactions to strong job growth.
Categories Affordability, Florida, Florida Realtors, Home Prices, Housing Bubble, HWmember, Luxury Real Estate, Miami, Mortgage Rates, Real Estate

Did housing inventory peak in August this year?

October 11, 2025 by bp56691
Did housing inventory peak in August this year?
Housing inventory may have peaked early this year, marking an unusual shift in market trends that affects both buyers and sellers.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, Inflation, Mortgage Rates, Purchase Applications

Kansas City Fed chair backs cautious approach on rates

October 7, 2025 by bp56691
Kansas City Fed Chair Jeff Schmid said he voted in favor of the Fed’s September quarter-point rate cut but sees no need for aggressive easing.
Categories Federal Reserve, Homebuying, HWmember, Interest Rates, Kansas City, Missouri, Mortgage, Mortgage Rates, Politics, Real Estate

Why has housing inventory growth slowed?

October 5, 2025 by bp56691
Why has housing inventory growth slowed?
Housing inventory growth has slowed in 2025 due to early peak listings, changing mortgage rates, and seller withdrawals.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Banks earned $1 trillion windfall during Fed’s high-rate period

September 29, 2025 by bp56691
Lenders reportedly benefited from higher yields on deposits held at the Fed while paying relatively low rates to many savers.
Categories Affordability, Bank of America, Citigroup, Homebuying, HWmember, Interest Rates, JPMorgan Chase, Lenders, Mortgage, Mortgage Rates, Real Estate, U.S. Bank

Mortgage spreads are the hero of the 2025 housing market

September 27, 2025 by bp56691
Mortgage spreads are the hero of the 2025 housing market
Mortgage spreads are the hero of housing in 2025, quietly helping housing demand pick up even when nobody else notices.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

New home sales shocked, but are these numbers legit?

September 25, 2025 by bp56691
New home sales shocked, but are these numbers legit?
We got the highest levels of sales since 2022 but let’s take a look at the report and see if those numbers are legit.
Categories Homebuilders, Housing Inventory, Housing Market, HWmember, Mortgage Rates, New Home Sales, U.S. Census Bureau

Where do mortgage rates go from here?

September 21, 2025 by bp56691
Where do mortgage rates go from here?
Our mortgage rates forecast examines where rates could go for the remainder of 2025 based on yields and spreads.
Categories 30-Year Fixed Mortgage, Federal Reserve, Housing Market, HWmember, Mortgage Rates

Have lower mortgage rates already changed the housing market?

September 20, 2025 by bp56691
Have lower mortgage rates already changed the housing market?
This weekend’s tracker focuses on how lower mortgage rates have changed the supply and demand data lines since mid-June.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications
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