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FICO bypasses credit bureaus with new program for mortgage lenders

October 1, 2025 by bp56691
Fair Isaac Corp. (FICO) has launched a program allowing tri-merge resellers to calculate and distribute its scores directly to mortgage companies.
Categories Credit Score, FICO, HWmember, LendingLife, Mortgage, Origination

Fannie and Freddie waive some loan requirements amid shutdown

October 1, 2025 by bp56691
Government agencies and enterprises issued guidance on Wednesday for mortgage operations and servicing during the current government shutdown.
Categories Fannie Mae, FHA, Freddie Mac, Ginnie Mae, Government Lending, Government Shutdown, HWmember, LendingLife, Mortgage, Origination

Why the FTC is targeting Zillow and Redfin’s rental deal

October 1, 2025 by bp56691
The government alleges the deal unlawfully transferred assets and eliminated competition, with claims spanning multiple antitrust statutes.
Categories Federal Trade Commission, HWmember, Legal, Real Estate, Redfin, Regulatory, Rental Properties, Trump Administration, Zillow

Title insurance premiums rise to $4.5B in Q2

October 1, 2025 by bp56691
Through the first half of 2025, title premium volume is up 13.2% year-over-year. Insurers have paid $336 million in claims this year.
Categories ALTA, Earnings, Fidelity, Fidelity National Financial, First American, HWmember, Old Republic, Real Estate, Stewart, Stewart Title, Title, Title insurance

CrossCountry seeks dismissal in kickback suit

October 1, 2025 by bp56691
CrossCountry requests dismissal of a lawsuit alleging illegal kickbacks with Raleigh Realty, citing statute limitations and lack of injury.
Categories CrossCountry Mortgage, HWmember, Lawsuit, Legal, Mortgage, Real Estate Settlement Procedures Act

Broker Public Portal becomes Cribio, chooses the consumer’s side

September 30, 2025 by bp56691
Since its founding in 2014, the Broker Public Portal has worked hand-in-hand with MLSs to aggregate data and streamline access for consumers.
Categories Broker Public Portal, Brokerage, Cribio, Homebuying, HWmember, MLS, MLS & Associations, Real Estate, Real Estate Agents, Technology

FinCEN delays implementation of anti-money laundering rule

September 30, 2025 by bp56691
The rule is now slated to go into effect four months later in March 2026, which FinCEN said will give title firms more time to comply.
Categories American Land Title Association, Fidelity National Financial, FinCEN, HWmember, Regulatory, Title, Title insurance

CFPB ends multiple lender consent orders, opens few new cases

September 30, 2025 by bp56691
Under the Trump administration, the Consumer Financial Protection Bureau (CFPB) has been winding down enforcement actions against lenders and servicers while opening only two new cases.
Categories CFPB, HWmember, LendingLife, Mortgage, Planet Home Lending, Regulatory, Regulatory Compliance

Houston MLS enters data share agreement with DFW counterpart

September 30, 2025 by bp56691
After this data share with NTREIS, HAR MLS subscribers now have access to listings in Houston, DFW, Austin and San Antonio.
Categories Dallas, Houston, Houston Association of Realtors, HWmember, MLS, MLS & Associations, Real Estate, UnlockMLS

How homeowners benefit from massive equity and lower fixed rates

September 29, 2025 by bp56691
How homeowners benefit from massive equity and lower fixed rates
In 2025, strong home equity and fixed mortgage rates are key factors differentiating today’s housing market from the 2008 crash.
Categories 30-Year Fixed Mortgage, Adjustable-Rate Mortgage, Home Equity, Housing Market, HWmember, LTV, Mortgage
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