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Housing Market Tracker

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Did lower mortgage rates already lower housing inventory?

August 9, 2025 by bp56691
Did lower mortgage rates already lower housing inventory?
Last week we saw an actual decline in inventory week to week, which is rare for this time of year compared to recent years. 
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

How much lower can mortgage rates go after Friday’s jobs report?

August 3, 2025 by bp56691
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell 0.18% last week, breaking below the key threshold of 6.64%. How much lower can they go?
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Origination, Purchase Applications

Housing inventory growth is starting to stall

July 26, 2025 by bp56691
Housing inventory growth is starting to stall
Housing inventory rose to 860,426 last week, but that growth is starting to stall out as we head into August.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Mortgage spreads are almost back to normal

July 19, 2025 by bp56691
Mortgage spreads are almost back to normal
In a week marked by wild headlines, mortgage rates remained relatively calm, thanks to improvements in mortgage spreads.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Housing inventory actually fell last week. What is going on? 

July 12, 2025 by bp56691
Housing inventory actually fell last week. What is going on? 
The Housing Market Tracker shows housing inventory decreased last week, while purchase application data grew 25% year-over-year.
Categories Home Prices, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Why mortgage purchase apps are on a 22-week growth streak

July 6, 2025 by bp56691
Why mortgage purchase apps are on a 22-week growth streak
Purchase apps for existing homes have had 22 weeks of year-over-year growth, including nine weeks of double-digit year-over-year growth.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications

Have slightly lower mortgage rates stabilized the housing market?

June 28, 2025 by bp56691
Have slightly lower mortgage rates stabilized the housing market?
With all the Fed drama last week, the 10-year yield declined and mortgage rates fell to 6.72%. This small move helped stabilize the market.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, Purchase Applications

Homebuyers finally catch a break with more inventory

June 25, 2025 by bp56691
Homebuyers finally catch a break with more inventory
Homebuyers are finally getting some good news: Active housing inventory is returning to the levels we experienced before the pandemic.
Categories Existing home sales, Homebuyers, Housing Inventory, Housing Market, Housing Market Tracker, HWmember

New listings slowdown shows lack of home seller stress in 2025

June 21, 2025 by bp56691
New listings slowdown shows lack of home seller stress in 2025
during the years of the housing bubble crash, new listings were soaring between 250,000 and 400,000 per week for many years.
Categories Bill Pulte, Donald Trump, Housing Market, Housing Market Tracker, HWmember, Jerome Powell, Mortgage Rates, New listings, Purchase Applications

Elevated mortgage rates aren’t discouraging homebuyers

June 14, 2025 by bp56691
Elevated mortgage rates aren’t discouraging homebuyers
Housing demand continues to hold up despite elevated mortgage rates, trade war uncertainty and terrible consumer confidence data.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications
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