Housing demand is off to a solid start in 2026
Mortgage rates and spreads stabilize, driving growth in home sales and inventory for the 2026 housing market.
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The impact of lower mortgage rates on housing inventory
U.S. housing inventory growth slowed to 9.99% year-over-year last week as mortgage rates near 6% and price cuts reach 34.7%.
Why did the growth rate of housing inventory drop by half this year?
Housing inventory growth slowed from over 30% to 13.54% in 2025 as new listings and sales trends shifted late in the year.
Weekly housing demand reaches multiyear high
Weekly pending home sales reach multiyear highs as mortgage rates stay near 6% and inventory growth slows.
December housing demand near 3-year high as spreads improve
Mortgage purchase applications hit a three-year high as improved spreads and lower rates drive 18 weeks of growth.
December housing data provides early signals for 2026 market
December’s housing data, especially purchase apps and inventory, will offer a preview of 2026 market conditions as rates hold steady.
Total pending home sales reach multiyear high with mortgage rates near 6%
This year we have benefited from mortgage rates remaining below 6.64% for the last 16 weeks, spurring total pending home sales.
Housing inventory falls as demand picks up
The growth rate of housing inventory has slowed by half, but remains up year over year for a healthier market.
Mortgage spreads hit lowest level in years, keeping rates near 6%
Improved mortgage spreads have been key to lowering rates near 6% in 2025, enhancing the housing market’s stability.
Weekly home sales look stronger than normal, but there’s a catch
Recent housing data shows volatility due to holiday effects and an AWS outage, impacting pending sales and inventory figures.