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Housing Market Tracker

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Can government job cuts lead to lower mortgage rates for spring?

February 23, 2025 by bp56691
Can government job cuts lead to lower mortgage rates for spring?
Could the loss of jobs in the government sector significantly increase the unemployment rate and push mortgage rates lower this spring?
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

The impact of job cuts on the DC housing market

February 16, 2025 by bp56691
The impact of job cuts on the DC housing market
Is the Washington, D.C. housing market facing a sudden collapse ignited by DOGE’s job-cutting? We look at inventory and price cuts to see.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Washington, D.C.

Better mortgage spreads are capping rates in 2025

February 8, 2025 by bp56691
Better mortgage spreads are capping rates in 2025
Better mortgage spreads are limiting how high mortgage rates can rise in 2025, which is in contrast to what we’ve seen in recent years.
Categories Housing Inventory, Housing Market Tracker, HWmember, Mortgage, Mortgage Rates, New listings, Origination, Purchase Applications

Mortgage rates stay calm before possible tariff enforcement

February 1, 2025 by bp56691
Mortgage rates stay calm before possible tariff enforcement
Last week, the housing data demonstrated stability even as we approached potential tariff enforcements starting on Saturday.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

What can President Trump do to help the housing crisis?

January 25, 2025 by bp56691
What can President Trump do to help the housing crisis?
In addition to the usual economic data, Lead Analyst Logan Mohtashami looks at what President Trump could do to affect the housing market.
Categories Federal Reserve, Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates

Mortgage rates fell last week. Can they go lower?

January 18, 2025 by bp56691
Mortgage rates fell last week. Can they go lower?
Mortgage rates fell last week after a brutal few months of rising rates. The question now is whether rates can keep going lower.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Housing demand positive, but at risk from higher mortgage rates

January 11, 2025 by bp56691
Housing demand positive, but at risk from higher mortgage rates
Our weekly pending contract data is still positive, but only by 1%, as demand growth has slowed amid higher mortgage rates.
Categories Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, Purchase Applications

Has spring housing demand already started?

January 5, 2025 by bp56691
Has spring housing demand already started?
I believe that spring demand actually started in November this year. — a trend that’s been evident in rising sales data.
Categories Housing Inventory, Housing Market, Housing Market Tracker, Mortgage Rates, New listings, Purchase Applications

The biggest mortgage rate stories of 2024

December 30, 2024 by bp56691
2024 was a disappointing year for those looking forward to a Fed rate cut cycle and what that could do to mortgage rates. Here’s a recap!
Categories Federal Reserve, Housing Market, Housing Market Tracker, Mortgage Rates

Rising inventory is the most positive housing market story in 2024

December 28, 2024 by bp56691
Rising inventory is the most positive housing market story in 2024
The most positive development in the housing market over 2024 has been the increase in active housing inventory,
Categories Housing Inventory, Housing Market, Housing Market Tracker, Mortgage Rates, New listings, Purchase Applications
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