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Fannie Mae

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Fannie Mae says housing market optimism inched up in January

February 7, 2025 by bp56691
Homebuyer confidence edged up in January despite affordability concerns, according to Fannie Mae’s latest Home Purchase Sentiment Index.
Categories Fannie Mae, Government Lending, Home Prices, Home Purchase Sentiment Index, Housing Market, HWmember, Mortgage Rates, Rent Prices

Fannie Mae title pilot could save homeowners up to $1,692 per refi

January 23, 2025 by bp56691
A study released in Legal Economics found that Fannie Mae’s title insurance pilot program could save borrowers up to $2.19 billion.
Categories American Land Title Association, Fannie Mae, FHFA, HWmember, Sandra Thompson, Title, Title insurance

CBO report shows GSEs have better conditions to repay Treasury by recapitalizing

December 13, 2024 by bp56691
CBO report shows GSEs have better conditions to repay Treasury by recapitalizing
The Congressional Budget Office (CBO) released a study on Friday suggesting that a recapitalization of the government-sponsored enterprises could benefit the U.S. Department of the Treasury in most scenarios.  
Categories Congress, Department of the Treasury, Fannie Mae, Freddie Mac, Government Lending, GSE Reform, GSEs, LendingLife, Mortgage, Regulatory, Trump Administration

UWM, Better join Fannie Mae’s controversial title insurance waiver pilot

December 11, 2024 by bp56691
UWM, Better join Fannie Mae’s controversial title insurance waiver pilot
UWM and Better have joined Fannie Mae’s pilot program that waives lender title insurance requirements for certain refinance transactions.
Categories ALTA, Better.com, Fannie Mae, LendingLife, Mortgage, Origination, Title, Title insurance, United Wholesale Mortgage

HUD takes a closer look at senior finances, housing affordability pain points

December 11, 2024 by bp56691
A new report from HUD’s Office of Policy Development and Research takes a closer look at older Americans’ housing affordability challenges.
Categories Fannie Mae, Federal Reserve, HUD, Long-term care, Longbridge Financial, Reverse

Chris Whalen on ending GSE conservatorships: The mortgage industry ‘will unite to oppose‘

December 7, 2024 by bp56691
Investment banker and author Chris Whalen joins the HousingWire Daily podcast to discuss the impact of ending the GSE conservatorships.
Categories Fannie Mae, Federal Housing Finance Agency, Freddie Mac, Government, Government Lending, GSEs, Mortgage, Podcasts

FHFA releases GSEs’ three-year plans to improve housing access in underserved communities

November 25, 2024 by bp56691
The regulator unveiled its three-year plan for Fannie Mae and Freddie Mac to improve housing opportunities in underserved areas.
Categories Affordable Housing, Fannie Mae, FHFA, Freddie Mac, Government-Sponsored Enterprise, Manufactured Housing, Mortgage, Regulatory

Fannie Mae’s new version of DU to focus on credit risks

November 20, 2024 by bp56691
A new version of Fannie Mae’s Desktop Underwriter arrives in January with a series of changes for evaluating credit risk from borrowers.
Categories Credit, Fannie Mae, Mortgage, Underwriting

VantageScore unveils mortgage resources to ease the transition to 4.0 credit model

November 18, 2024 by bp56691
In preparation for widespread credit scoring changes, leading credit-score and data analytics company VantageScore has launched a Mortgage Resource Center to support lenders transitioning to the VantageScore 4.0 credit model.
Categories Credit, Fannie Mae, Federal Home Loan Banks, FHFA, Freddie Mac, Mortgage, Technology, VantageScore

Fannie Mae releases updates on leasehold estates, manufactured homes, fraud prevention

November 11, 2024November 8, 2024 by bp56691
Fannie Mae releases updates on leasehold estates, manufactured homes, fraud prevention
Leasehold estates, manufactured homes and mortgage fraud are the key topics in the latest Fannie Mae Selling Guide update.
Categories Appraisals, Appraisals and Valuations, Fannie Mae, Freddie Mac, Government-Sponsored Enterprise, Manufactured Housing, Mortgage, Mortgage Fraud, Origination
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