‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
baby boomer
Auto Added by WPeMatico
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Older Americans maintain record share of housing wealth
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Seniors want to age in place, but family caregivers face strains on multiple fronts
A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent age 65 or older.
Property tax burdens vary widely as states debate senior relief
As states debate relief, the underlying data shows a common trend: residential property owners shouldering a growing share of the tax burden.
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Reverse mortgage line of credit remains underused — but advisers may be receptive
Reverse mortgage lines of credit remain underused in retirement planning as advisers cite risk and perception challenges.
Retirement accounts become emergency funds as financial stress rises
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
Fewer Medicare Advantage plans could create tough choices for senior homeowners
Rising health care costs, paired with minimal rate growth for Medicare Advantage plans, could accelerate insurer withdrawals from states and counties nationwide, potentially disrupting coverage options for millions of older Americans.
White House proposal would keep Medicare Advantage rates stable in 2027
The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 — far below expectations from Wall Street analysts.