Pennymac leader on policy shifts to ease homeownership barriers
As Congress prepares for hearings on mortgage finance and affordability, industry leaders are bracing for months of policy debate.
Affordability
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Washington seeks to reset ground-floor retail rules for residential buildings
A fight over ground-floor retail mandates could become one of the most consequential zoning debates of 2026, with Washington state lawmakers moving to curb mandatory storefronts in new residential buildings. A bill in the Washington state Senate would flip the script on commercial zoning, requiring cities with more than 30,000 residents to allow housing by […]
Retirement accounts become emergency funds as financial stress rises
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
WalletHub says these are the best states for retirees in 2026
According to WalletHub, the best states tend to combine low taxes with manageable living costs and strong support systems for older adults.
Indiana bill targets housing affordability with state zoning changes
Another state vs. local jurisdiction showdown is brewing up in Indiana. Lawmakers there are poised to strip cities of much of their power over where and how new housing is built, setting up a clash over who holds the reins of local growth and – critically – housing development. Indiana’s proposed bill would transform how […]
Policy clash: how two housing policies blend to price out millions
It goes with the insanity of today’s U.S. housing affordability crisis that two rights can make a wrong. Two federal policies — each designed to lower the lifetime operating cost of owning a home — can instead combine to raise the barrier to entry so high that millions of households never get through the front […]
Don’t count on the ‘silver tsunami’ for housing inventory surge
Baby boomers own a historically large share of homes and are less likely to move or downsize as they age, according to a Cotality report.
Americans are moving less frequently — and staying closer to home
Bank of America’s findings suggest that the era of a dramatic nationwide migration has faded, replaced by a quieter trend of households trading one nearby city for another due to better housing affordability.
Real estate leaders applaud Trump’s focus on housing, but question the impact
Trump’s housing plan includes a ‘ban’ on institutional buyers and capping credit card rates, but industry leaders question the impact.
Pennsylvania bill targets local curbs on shared housing
A group of Pennsylvania lawmakers wants to scrap local limits on shared living in a move that could reopen the door to boarding houses, single-room occupancy buildings, and other shared housing statewide. House Bill 2109 – with support from seven state legislators signing on sponsor a committee vote – would bar municipalities from using zoning […]