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Affordability

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Rising insurance costs shape homeowner decisions in 2026

January 6, 2026 by bp56691
Rising insurance costs shape homeowner decisions in 2026
The average U.S. home insurance premium increased 24% between 2021 and 2024, according to the Consumer Federation of America.
Categories Affordability, California, Climate Change, Florida, Homeowners insurance, HWmember, insurance, Louisiana, Real Estate, Regulatory, Texas

Home price growth slows, affordability pressures persist

December 30, 2025 by bp56691
Home price growth slows, affordability pressures persist
Despite a modest home price uptick, growth remains near its weakest pace since mid-2023 and continues to trail consumer inflation.
Categories Affordability, Bright MLS, Cotality, Existing home sales, First-Time Homebuyers, Home Prices, Home Sales, Housing Market, HWmember, Pending Home Sales, Real Estate, S&P Dow Jones Indices

Pending home sales rise in November as lower rates spur buyers

December 29, 2025 by bp56691
Pending home sales rise in November as lower rates spur buyers
Pending home sales rose 3.3% in November, with NAR’s index hitting a reading of 79.2, and all regions posting monthly and annual gains.
Categories Affordability, Data & Visuals, Housing Inventory, Housing Market, HWmember, Lawrence Yun, national association of realtors, Pending Home Sales

NAR legislative priorities for 2026 focus on housing supply, affordability

December 26, 2025 by bp56691
NAR’s 2026 priorities focus on bipartisan solutions to expand housing inventory and address affordability challenges.
Categories Affordability, Affordable Housing, House of Representatives, Housing Inventory, HWmember, Legislation, MLS & Associations, national association of realtors, Real Estate, Senate, Zoning

Renovated homes are still a draw, but the edge is fading

December 18, 2025 by bp56691
While updates still appeal to homebuyers, today’s borrowing costs have made it harder for sellers to command price premiums.
Categories Affordability, Existing home sales, Fix and Flip, Home Prices, Homebuyers, HWmember, Real Estate, Realtor.com

Housing for the 21st Century Act clears House committee, heads to floor vote

December 17, 2025 by bp56691
The Housing for the 21st Century Act advanced in the House on Wednesday following a markup by the Financial Services Committee, setting the stage for a potential floor vote in early 2026.
Categories Affordability, House of Representatives, Housing Market, HWmember, Legislation, National Flood Insurance Program, Politics

PadSplit expands co-living services to 4 new cities

December 15, 2025 by bp56691
Founded in 2017, PadSplit operates in more than 35 markets and has listed more than 28,000 rooms, housing 65,000-plus people.
Categories Affordability, Housing Market, HWmember, Multifamily, Multifamily Housing, Rental Properties, Renters

Study finds Zillow home estimates improve buyer, seller outcomes

December 15, 2025 by bp56691
The availability of a Zestimate increased buyer surplus by nearly 6% on average and raised seller profits by more than 4%.
Categories Affordability, Artificial Intelligence, Automated Valuation Model, Home Prices, HWmember, Real Estate, Technology, Valuation, Zillow

FirstHome IQ highlights financial literacy gaps among young homebuyers

December 11, 2025 by bp56691
More than half of respondents indicated they are delaying major financial milestones because of confusion or distrust.
Categories Affordability, First-Time Homebuyers, Gen Z, Housing Market, HWmember, Millennials

Housing affordability challenges steepen in Q3

December 11, 2025 by bp56691
Housing affordability challenges steepen in Q3
In Q3 2025, a household needed to earn $110,100 to afford to own a single-family home, nearly double the income required five years ago.
Categories Affordability, Bankrate, Data & Visuals, First-Time Homebuyers, Home Prices, Homebuyers, Housing Market, HWmember, Mortgage Rates
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