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VA Loan

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Mortgage trade groups urge VA to revise elements of proposed partial claim rules

March 12, 2026 by bp56691
MBA and CHLA asked VA to revise its partial claim and loss-mitigation proposal, pushing for a simpler waterfall and a 180-day lead time.
Categories Community Home Lenders of America, HWmember, Loss Mitigation, Mortgage, Mortgage Bankers Association, Mortgage Servicing, Regulatory, Servicing, U.S. Department of Veterans Affairs, VA Loan, Veterans

House scales back proposed VA mortgage fee hike

February 6, 2026 by bp56691
House lawmakers amend a veterans-related bill to avoid higher VA purchase loan fees while targeting refinance and assumption charges instead.
Categories Government Lending, HWmember, Legislation, Mortgage, U.S. Department of Veterans Affairs, U.S. House of Representatives, VA Loan, Veterans

How long does it take to save for a down payment in 2025?

December 29, 2025 by bp56691
Homebuyers now need seven years to save for a down payment, down from 12 years in 2022, but high-cost metros remain further out of reach.
Categories Down Payment Assistance, Housing Market, Housing Market Data, HWmember, Realtor.com, VA Loan

CrossCountry Mortgage picks up top VA loan producer Patton Gade

December 17, 2025 by bp56691
CrossCountry Mortgage picks up top VA loan producer Patton Gade
CrossCountry Mortgage welcomes the Victor Alpha Group, enhancing support for veterans and military families.
Categories CrossCountry Mortgage, HWmember, Mortgage, Origination, People Movers, Team Leaders, VA Loan, Veterans

Helping heroes home: how real estate pros can better serve veterans

November 10, 2025 by bp56691
Real estate pros can make a difference by guiding veterans through VA loans and community resources for homeownership.
Categories Agent, Contributors, HWmember, Opinion, Real Estate, U.S. Department of Veterans Affairs, VA Loan, Veterans, Veterans United Home Loans

Veterans are missing out on billions in VA loan benefits

October 9, 2025 by bp56691
A new Veterans United Home Loans analysis found that more than 58,000 VA loans went unused in 2024 — representing nearly $28 billion in potential mortgage volume.
Categories Affordability, Department of Veterans Affairs, Homebuyers, HWmember, Mortgage, VA Loan, Veterans, Veterans United Home Loans

Optimal Blue: Rate-and-term refis soar 70% in August

September 10, 2025 by bp56691
Borrowers rushed to refinance in August as mortgage rates eased, pushing rate-and-term lock volume up 70% from July, according to Optimal Blue’s Mortgage Market Advantage report.
Categories Adjustable-Rate Mortgage, FHA loan, HWmember, LendingLife, Mortgage, Optimal Blue, Origination, Refinancing, VA Loan

VA’s John Bell III stepping into new role at Office of Mission Support

August 12, 2025 by bp56691
Patrick Zondervan, who has been at the VA for nearly 25 years, succeeds Bell as the executive director for the Loan Guaranty Service.
Categories Government Lending, HWmember, LendingLife, Mortgage, Team Leaders, U.S. Department of Veterans Affairs, VA Loan, Veterans

NAR: Homebuyers still have down payment misconceptions

June 30, 2025 by bp56691
NAR: Homebuyers still have down payment misconceptions
One of the most persistent misconceptions among aspiring homeowners is that a 20% down payment is required to buy a home.
Categories Affordability, Down Payment Assistance, FHA loan, First-Time Homebuyers, Homebuyers, Housing Market, HWmember, national association of realtors, VA Loan

House passes bill to give VA borrowers a partial mortgage claim option

May 19, 2025 by bp56691
The House passed a bill by voice vote, with begrudging bipartisan support, that offers veterans a partial claim option for VA home loans.
Categories Department of Veterans Affairs, House of Representatives, HWmember, Legislation, Mortgage, Mortgage Servicing, PennyMac, Politics, Servicing, VA Loan, Veterans
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