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Retirement accounts become emergency funds as financial stress rises

February 2, 2026 by bp56691
Surveys show Americans tapping savings accounts meant for later life to cover immediate needs, even as markets reached record highs in 2025.
Categories Affordability, baby boomer, HWmember, Retirement, Reverse, Social Security

Fewer Medicare Advantage plans could create tough choices for senior homeowners

February 2, 2026 by bp56691
Rising health care costs, paired with minimal rate growth for Medicare Advantage plans, could accelerate insurer withdrawals from states and counties nationwide, potentially disrupting coverage options for millions of older Americans.
Categories baby boomer, Centers for Medicare and Medicaid Services, Healthcare, HWmember, Retirement, Reverse

WalletHub says these are the best states for retirees in 2026

January 30, 2026 by bp56691
According to WalletHub, the best states tend to combine low taxes with manageable living costs and strong support systems for older adults.
Categories Affordability, Florida, HWmember, Retirement, Reverse, Reverse Mortgage Daily, South Dakota, WalletHub, Wyoming

House approves funding boost for Social Security Administration

January 30, 2026 by bp56691
Provisions would give the agency an additional $50 million for customer service through fiscal year 2026, which ends Sept. 30.
Categories Congress, House of Representatives, HWmember, Retirement, Reverse, Social Security, Social Security Administration, Trump Administration

Gen X investors are confident, but they often lack formal retirement plans

January 28, 2026 by bp56691
Forty percent of Gen Xers said they do not have a formal written financial plan. Among those who do, half created the plan independently.
Categories gen x, HWmember, Retirement, Reverse, Reverse Mortgage Daily

Onity Group raises $200M in debt, reports strong estimated Q4 earnings

January 27, 2026 by bp56691
Onity Group raised $200 million in debt, surpassing its $150 million target, and estimates Q4 net income of $107 million to $131 million.
Categories Debt, Earnings, HWmember, Liberty Reverse Mortgage, Onity Group, PHH Mortgage Corp, Reverse, Reverse Mortgage Daily

White House proposal would keep Medicare Advantage rates stable in 2027

January 27, 2026 by bp56691
The Centers for Medicare and Medicaid Services (CMS) said payments to Medicare Advantage plans would rise by an estimated 0.09% on average in 2027 — far below expectations from Wall Street analysts.
Categories Aging in Place, baby boomer, Centers for Medicare and Medicaid Services, Healthcare, HWmember, Retirement, Reverse, Trump Administration

Don’t count on the ‘silver tsunami’ for housing inventory surge

January 23, 2026 by bp56691
Don’t count on the ‘silver tsunami’ for housing inventory surge
Baby boomers own a historically large share of homes and are less likely to move or downsize as they age, according to a Cotality report.
Categories Affordability, baby boomer, Home Prices, Home Sales, Housing Inventory, HWmember, Retirement, Reverse

Senior home equity surges to record $14.7T

January 23, 2026 by bp56691
Senior home equity surges to record .7T
An estimated 2% increase in home values added about $295.4 billion in senior housing equity during the third quarter of 2025.
Categories Home Equity, Home Prices, HWmember, NRMLA, Retirement, Reverse, Reverse Mortgage Daily, RiskSpan

Tapping a 401(k) for homeownership is risky business, experts say

January 22, 2026 by bp56691
Only about 40% of Americans are on track to meet retirement needs, and the average saver faces a $5,000 annual shortfall in retirement.
Categories Donald Trump, Down Payment Assistance, Home Prices, Homeownership, HWmember, Retirement, Reverse
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