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Unison faces more legal trouble over allegedly deceptive home equity agreements

April 10, 2026 by bp56691
Plaintiffs say the company markets the product as involving no debt, but the terms of the HEI can force a large balloon-style payoff.
Categories Colorado, Home Equity, HWmember, Lawsuit, Legal, Mortgage, Reverse, Unison

NRMLA webinar to cover reverse servicing and maturity events

April 3, 2026 by bp56691
An upcoming NRMLA webinar will dive into reverse mortgage servicing, set-asides, and due-and-payable options, including nonrecourse rules.
Categories Celink, HECM, HWmember, Mortgage, Mortgage Servicing, NRMLA, Onity Group, Reverse, Reverse Mortgage Daily, Servicing

Labor department rule would ease path for riskier 401(k) investments

March 31, 2026 by bp56691
The first Trump administration issued guidance in 2020, effectively giving a green light to the use of private equity in retirement accounts.
Categories Cryptocurrency, Department of Labor, Donald Trump, HWmember, Mortgage, Politics, Retirement, Reverse, Trump Administration

Policy turmoil, fiscal uncertainty cause retirement hesitation

March 30, 2026 by bp56691
Findings from a recent survey show 21% of unretired respondents postponing retirement and 33% moving to safer portfolios.
Categories baby boomer, Boston College, gen x, HWmember, Retirement, Reverse, Social Security

‘Six-figure limit’ aims to halt Social Security trust fund insolvency

March 26, 2026 by bp56691
‘Six-figure limit’ aims to halt Social Security trust fund insolvency
A proposed “six-figure limit” would cap benefits at $100,000 per year for couples retiring at the normal retirement age.
Categories Affordability, Aging in Place, baby boomer, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

How policy uncertainty is reshaping senior retirement plans

March 19, 2026 by bp56691
How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Categories baby boomer, Center for Retirement Research, gen x, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security

Atlantic Avenue Mortgage leads HECM broker endorsement activity in January

March 18, 2026 by bp56691
Atlantic Avenue Mortgage posted 935 HECM endorsements over the past 12 months, including 113 in January 2026.
Categories HECM, HWmember, Mortgage Broker, Reverse, Reverse Market Insight, Reverse Mortgage Daily

Older Americans maintain record share of housing wealth

March 17, 2026 by bp56691
Redfin’s analysis found that Americans ages 70 and older controlled 26% of real estate wealth in the third quarter of 2025.
Categories baby boomer, Home Equity, Homeownership, Housing Market, HWmember, Mortgage, Mortgage Rates, Redfin, Reverse

Finance of America expands HomeSafe Second reverse mortgage to three more states

March 17, 2026 by bp56691
Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.
Categories Finance of America, HELOC, Home Equity, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily

New Jersey proposal could reduce senior property tax relief

March 12, 2026 by bp56691
If adopted, the proposal would lower the income cap for property tax relief eligibility to $250,000, down from the current $500,000 limit.
Categories Affordability, Aging in Place, gen x, Mortgage, New Jersey, Property Tax, Reverse, Reverse Mortgage Daily
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