How policy uncertainty is reshaping senior retirement plans
More than half of respondents said a 20-percent cut to Social Security benefits would require “significant sacrifices or a tighter budget.”
Retirement
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Finance of America expands HomeSafe Second reverse mortgage to three more states
Finance of America has expanded access to its HomeSafe Second product into Indiana, Ohio and Michigan, giving senior homeowners more options for tapping record levels of home equity without giving up their low post-pandemic mortgage rates.
Retirement savers hold steady in 2025 as automatic enrollment drives positive trends
The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.
Seniors want to age in place, but family caregivers face strains on multiple fronts
A Pew Research Center survey of 8,750 U.S. adults found that one in 10 reports serving as a caregiver for a parent age 65 or older.
Study finds 65-year-olds need $135K for long-term care
The type of care — home health, assisted living or nursing home — and where a person lives can drastically affect costs.
Trump 401(k) plan, if expanded, could advance universal retirement
A recent op-ed concluded that Trump’s proposal, if expanded, could help move the nation toward a “more inclusive” form of capitalism.
Older women worry about retirement security, making them prime reverse mortgage candidates
Women who are 50 and older are feeling the pinch of rising costs and economic uncertainty, even as they enjoy time with their family and hobbies, according to a new AARP survey.
Property tax burdens vary widely as states debate senior relief
As states debate relief, the underlying data shows a common trend: residential property owners shouldering a growing share of the tax burden.
Home equity props up retirees as savings fall short
Retirement savings represent about one-quarter of financial assets for the typical working adult, while home equity accounts for one-third.
Social Security planning could open the door for reverse mortgage conversations
Reverse mortgage professionals are advised to start with Social Security education to build trust and identify client needs.