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Refinancing

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The Fed could cut rates in September. Mortgage pros are skeptical of the impact

August 1, 2025 by bp56691
While many expect the Federal Reserve to cut interest rates at its September meeting, mortgage professionals caution that even if it happens, it won’t significantly impact the industry.
Categories Federal Reserve, Homebuyers, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Refinancing

‘Dating the rate’ misled borrowers. Now they’re financially strained

July 10, 2025 by bp56691
An out-of-date mantra that once lured in prospective homebuyers is being criticized by mortgage originators who say clients were “misled.”
Categories Affordability, Churchill Mortgage, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

Stable mortgage rate environment reshapes how LOs engage with borrowers

June 26, 2025 by bp56691
In a rare period of rate stability, lenders say that borrower mindsets — not numbers — may unlock market momentum.
Categories Federal Reserve, First-Time Homebuyers, Homebuyers, HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing

ServiceLink expands closing technology

May 13, 2025 by bp56691
The latest enhancements allow users to schedule closings in real-time with expanded options for online and in-branch appointments.
Categories Closings, eClosing, eSignature, Home Equity, HWmember, Mortgage, Refinancing, ServiceLink, Technology, Title

Lenders witness surge of mortgage demand this week

May 9, 2025 by bp56691
New American Funding’s Patty Arvielo shared that Tuesday was NAF’s best day for applications in three years. Can it continue?
Categories Data & Visuals, First-Time Homebuyers, HWmember, Mortgage, Mortgage Applications, Mortgage Bankers Association, New American Funding, Patty Arvielo, Purchase Applications, Refinancing

Mat Ishbia’s unfiltered thoughts on the Rocket-Mr. Cooper deal

April 2, 2025 by bp56691
What does UWM’s Mat Ishbia think about Rocket Companies’ pending $9.4 billion deal for Mr. Cooper? “It’s fantastic,” he said.
Categories HWmember, Mergers and Acquisitions, Mortgage, Mr. Cooper, Mr. Cooper Group, Origination, Refinancing, Rocket Mortgage, United Wholesale Mortgage

Better announces ‘Better Forever’ borrower loyalty program

February 5, 2025 by bp56691
The program is designed to reward customers by waiving origination fees on future refinance or purchase loans. Customers who previously funded a loan through Better on or after Jan. 1, 2019, are automatically enrolled in the program.
Categories Better.com, HWmember, Lenders, LendingLife, Mortgage, Origination, Purchase Applications, Refinancing, Vishal Garg

Conforming mortgage share hit record low in December

January 14, 2025 by bp56691
At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the conforming loan share sank to historic lows in December.
Categories FHA loan, Mortgage, Non-Conforming Mortgage, Optimal Blue, Origination, Refinancing, VA Loan

Mortgage demand drops 22% during holidays as rates move higher

January 2, 2025 by bp56691
Mortgage demand drops 22% during holidays as rates move higher
Rising mortgage rates suppressed applications in the MBA’s final mortgage applications survey index of 2024, released on Thursday. Unsurprisingly, application volume dropped significantly even with a seasonal adjustment to account for the holidays.
Categories LendingLife, Mortgage Applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Refinancing

Uplist’s Jeff Bell on finding efficiencies for loan officers

December 12, 2024 by bp56691
Jeff Bell, president of UpWell Mortgage and Uplist, talks about the industry turning a corner after two rough years.
Categories LendingLife, Mortgage, Origination, Refinancing, Technology
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