Unexpected retirement expenses can strain senior homeowners
Researchers found that unexpected costs are the norm, not the exception. In any given year, 83% of retired households experience at least one unexpected expense.
Homeownership
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Social Security proposals raise stakes for senior homeowners
A wave of recent proposals argue that an ultimate solution lies in fundamentally changing how Social Security works.
As rural housing costs soar, financing affordable housing remains a hurdle
Rural affordable housing development is hindered by limited financing options. Lenders and investors often overlook smaller rural projects, only widening the affordability gap.
Has homeownership become a luxury good?
First-time buyers now make up only 21% of home purchases, with the median age rising to 40 and the under-35 homeownership rate at 37.1%.
Financially stressed homeowners are delaying essential repairs
A study found that 71% of homeowners have postponed at least one home project in 2025, and 60% are actively delaying essential maintenance.
Renters are moving more than homeowners, but US mobility is historically low
In 2024, just 11% of Americans changed their address, down from 14.3% a decade earlier and nearly half the rate of the 1960s.
Ohio moves to tie property tax increases to inflation
Legislators said safeguards were added to prevent local governments from cutting millage only to restore it later after raising other taxes.
Home seller profits down in most metros despite record sale prices
Profit margins declined in nearly 59% of the 157 metro areas analyzed and dropped year over year in more than 84% of them.
1 in 5 Gen Z adults say housing affordability is top life concern
Despite these challenges, 67% said homeownership is an important lifetime goal and 69% view real estate as a way to build wealth.
CrossCountry Mortgage raises conforming loan limit to $819,000
CrossCountry Mortgage raises its conforming loan limit to $819,000, ahead of FHFA’s 2026 limits, to empower prospective homebuyers.