ALTA’s David Townsend on housing affordability and title insurance regulations
Townsend said his agenda will include efforts to expand housing access, halt right-to-list agreements and oppose title waivers.
Affordability
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Financially stressed homeowners are delaying essential repairs
A study found that 71% of homeowners have postponed at least one home project in 2025, and 60% are actively delaying essential maintenance.
Renters are moving more than homeowners, but US mobility is historically low
In 2024, just 11% of Americans changed their address, down from 14.3% a decade earlier and nearly half the rate of the 1960s.
Ohio moves to tie property tax increases to inflation
Legislators said safeguards were added to prevent local governments from cutting millage only to restore it later after raising other taxes.
AI platform aims to tackle homebuilding bottlenecks
The company’s main platform, SwiftGov, is designed to help local governments reform zoning and permitting systems while keeping sensitive municipal data on U.S. servers.
1 in 5 Gen Z adults say housing affordability is top life concern
Despite these challenges, 67% said homeownership is an important lifetime goal and 69% view real estate as a way to build wealth.
Miami has the world’s biggest housing bubble. Local experts reject that label
Experts say the report ignores key Miami market drivers — from a high percentage of all-cash transactions to strong job growth.
Colorado housing market sees wider price cuts ahead of ski season
Colorado housing shows lower new-listing prices and widespread cuts. New-listing median $597,500 vs $649,900 statewide. 48% of listings reduced as under-contracts outpace new supply.
Zillow and Housing Connector help 10,000 people find homes
What began in 2019 as a local solution in Seattle has evolved into a national model for unlocking private-market housing.
Veterans are missing out on billions in VA loan benefits
A new Veterans United Home Loans analysis found that more than 58,000 VA loans went unused in 2024 — representing nearly $28 billion in potential mortgage volume.